Tulsa, OK Auto Insurance Rates

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$1,079 $2,217 $4,023

Latest Auto Insurance Reviews in Tulsa, Oklahoma

The Hartford
The premium is slightly higher but the deductible is considerably lower. I was also pleased with the coverage for the vehicle (including glass and towing) along with personal coverage.
Farmer's Insurance
The premium is higher than other companies who service my area. I qualify for USAA and should have stayed with them, however, I switched because I wanted a local branch I could go to.
I rate them a 4 as they have provided me with good coverage, has a solid website, features to reduce premium and acceptable premiums.
I dislike the most about them however, it would have to be that it is such a large company that your specific needs cannot be tailored to.
My company offered the cheapest premium although I still feel that it is too high considering that I have a perfect driving record
I do feel that they are a bit more expensive than a lot of other carriers. They could lower their prices.
State Farm
My insurance agent lives in another county 180 miles from me. Nevertheless, all my interactions are quick and simple. I have her personal cell phone number and have called it from time to time when emergencies arise. She's the best.
Liberty Mutual
The policy offerings are pretty standard without going to above or below. I would generally compare it to being in the average expectation of insurance providers at this point.
Whenever I need to contact Geico, my call is answered quickly. I've never had to sit and wait on the line for a representative to be available.
Write Your Review | Tulsa, Oklahoma Auto Insurance Analysis
State Farm Auto Insurance, Tulsa, OK
$85/1 month
Car Insurance Policy Holder
  • Married 45 Years old Female licensed 26 years ago with Own Ford Focus Titanium used for Commute to Work or School with estimated annual mileage of 12,001 - 15,000.
  • Associate, pursuing Bachelors Degree & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $100K (Per Person Bodily Injury) / $300K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 400 K Personal Injury Protection
  • 10 K Uninsured Motorists Bodily Injury
  • 20 K Uninsured Motorists Property Damage

Tulsa City shows fluctuating patterns in used car insurance average and median prices in Oklahoma

The average insurance premium of used cars in the state of Oklahoma is $ 2074 per annum.  Tulsa, the second largest city of Oklahoma has an average insurance premium of $ 2217 per annum, which is higher than the insurance average premium of the state itself.

The data analysis will compare eight car models in terms of insurance average and median prices. Please note that the used car models belong to the year range of 2005 to 2012.

The Nissan Altima, which was launched in the early 1990s, has the highest insurance average ($2406) which is even higher than Tulsa’s average insurance per annum. But this model has the second lowest median price ($ 15999). The Altima also has the highest insurance percentage (15%) among all the used car models.

The Honda Accord and the Toyota Corolla have the same insurance average ($ 2131) but their median prices show a considerable variation. While the median price of the Accord is $19445, it is $ 14987 in the case of the Corolla. The Corolla’s median price is the lowest among the eight car models.

The Honda CR-V has the lowest insurance average of $ 1868 but has the third highest median price ($ 21787) overall. Among the three models of Honda—the Honda Civic has the highest insurance average ($ 2159).

The Toyota Camry has an insurance average of $ 2200, which is quite close to the average insurance rate of Tulsa city.

The Ford F-Series has the highest median price ($ 27981) followed by the Chevrolet Silverado ($ 23937).

The table below gives us details of the models with the lowest insurance average in Tulsa.  

Model Insurance Average ($)
Chevrolet Silverado 1,932
Honda Accord 2,131
Toyota Corolla 2,131
Ford F-Series 2,162

The table below shows us that the Toyota Corolla is the most pocket-friendly used car in this segment in Tulsa.

Model Median price ($)
Toyota Corolla 14,987
Nissan Altima 15,999
Honda Civic 16,945

Tulsa Car Insurance Rate Comparisons

Tulsa, OK's average car insurance of $2217 differs from Limestone, OK (+$623), Southeast Osage (-$417), Skiatook, OK (-$231) and Oklahoma (-$143)

Tulsa Limestone, OK Southeast Osage Skiatook, OK Oklahoma
Median Insurance Rates $2217 +$623 -$417 -$231 -$143

Tulsa Car Insurance Savings By Neighborhood & Street Area

Tulsa Driver Street Residence & Car Locations Car Details in Tulsa Tulsa Driver Demographics Tulsa Auto Insurance Estimates Recent Tulsa Insurance Savings
Red Fork
S 38th West Ave2007 Buick Rendezvous CX35 year man$2,861$679
S 45th West Ave2004 Acura TSX \N16 year female teenager$5,057$750
S Saddle Rock Rd E2008 Ford Fusion V6 SEL19 year teenager$4,822$565
S 69th West Ave2011 Hyundai Sonata GLS69 year male senior$2,720$844
S Desert Palm Ave2004 Chevrolet Silverado 2500HD LS64 year senior$2,493$803
W Toledo Ct2010 Mazda Mazda3 s Sport50 year married woman$1,765$813
N Lincoln Ave2012 Honda Civic LX27 year married man$2,600$480
S 97th W Ave2006 Chrysler 300C Srt-818 year male teenager$4,596$751
N 37th West Ave2011 Kia Sorento LX43 year woman$1,778$312
W 6th Pl2008 Jeep Grand Cherokee Limited73 year female senior$2,001$645

Tulsa Post DUI Car Insurance Rates

Tulsa Kiefer South Tulsa Sapulpa Oklahoma
Median Post DUI Insurance Rate $4123 -$664 -$1222 -$348 -$266
Male Teenager Post DUI Insurance Rate $9277 -$1493 -$2749 -$783 -$599
Female Teenager Post DUI Insurance Rate $9318 -$1501 -$2762 -$787 -$601

The Post DUI insurance in Tulsa, OK's is $4123 compared to Kiefer (-$664), South Tulsa (-$1222), Sapulpa (-$348) and Oklahoma (-$266)

In Tulsa, a male teenager with Post DUI pays $41 less than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2008 Ford Fusion V6 SEL in Tulsa, OK would pay $8929 on auto insurance while a female teenager POST DUI would pay $8968.

Tulsa Car Insurance by Segment

Tulsa Teenagers Car Insurance Rates Comparison

38774 Tulsa Teenagers (6% of total population), 51% Male & 49% Female.

Tulsa Collinsville Lotsee Southeast Osage Oklahoma
All Teenagers $5010 -$481 +$1498 -$942 -$323
Male Teenager $4988 -$479 +$1492 -$938 -$322
Female Teenager $5010 -$481 +$1498 -$942 -$323

Tulsa teenagers pay $5010 in insurance in contrast with Collinsville (-$481), Lotsee (+$1498), Southeast Osage (-$942) and Oklahoma (-$323). The difference between Male & Female teenagers in Tulsa is $22


  • 2010 Toyota Prius IV Male Teenager Insurance Rate $4,871
  • 2009 Audi A5 quattro Female Teenager Insurance Rate $5,887

Tulsa Men & Women Car Insurance

568542 Tulsa Adults (100% of total population), 49% Men & 51% Women.

Tulsa Bixby Sperry Broken Arrow Oklahoma
All Women $2106 -$131 +$649 -$107 -$136
Married Women $2017 -$126 +$622 -$102 -$130
All Men $3103 -$193 +$957 -$156 -$200
Married Men $2926 -$182 +$902 -$148 -$189

The typical insurance rate of $3103 that Tulsa Men pay varies from Bixby (-$193), Sperry (+$957), Broken Arrow (-$156) and Oklahoma (-$200). In Tulsa, married men pay $909 more than married women.


  • 2013 Dodge Journey SXT Married Men Insurance Rate $3,350
  • 2014 Volkswagen Jetta GLI PZEV Married Women Insurance Rate $2,876

Tulsa Senior Car Insurance

98368 Tulsa Seniors (17% of total population), 43% Senior Men & 57% Senior Women.

Tulsa Turley Southeast Osage Owasso Oklahoma
All Seniors $2749 +$822 -$517 -$284 -$178
Senior Men $2904 +$868 -$546 -$300 -$188
Senior Women $2593 +$776 -$487 -$268 -$167

Tulsa seniors pay $2749 in insurance compared to Turley (+$822), Southeast Osage (-$517), Owasso (-$284) and Oklahoma (-$178). In Tulsa, senior men pay $311 more than senior women.

Tulsa Car Insurance Discounts for Multiple Vehicles

Tulsa Population with 1 Vehicle 84406 (37% of Tulsa population), 2 Vehicles 88878 (39% of the Tulsa population) and 3 vehicles 29495 (13% of the population)

Tulsa Lotsee Skiatook Valley Park Oklahoma
2 Vehicles $4213 +$1259 -$439 +$1221 -$272
3 Vehicles $6430 +$1922 -$670 +$1864 -$415
4 Vehicles $8647 +$2585 -$901 +$2507 -$558

Car Insurance Agents in Tulsa, OK

Rank Agent Name Agent Contact
1 AAA Insurance 8222 E 103rd St Ste 101, Tulsa, OK 74133
2 AAA Insurance 11609 E 31st St, Tulsa, OK 74146
3 AAA Insurance 8013 S Sheridan Rd, Tulsa, OK 74133
4 AAA Insurance 4103 E 31st St, Tulsa, OK 74135
5 AAA Insurance 5920 S Lewis Ave, Tulsa, OK 74105
6 AAA Insurance 4924 S Memorial Dr, Tulsa, OK 74145
7 AAA Insurance 10051 S Yale Ave Ste 106, Tulsa, OK 74137
8 AAA Insurance 2121 E 15th St, Tulsa, OK 74104
9 AAA Insurance 6808 S Memorial Dr Ste 208, Tulsa, OK 74133
10 A Accurate Insurance Agency of Tulsa 2651 E 21st St Ste 405, Tulsa, OK 74114

Tulsa Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Audi, Q7 TDI Prestige $100 $2,400 $2,500 $2,270 $2,370 $130
Chevrolet, Malibu LT $400 $2,300 $2,700 $2,110 $2,510 $190
Mitsubishi, Lancer Ralliart $200 $2,660 $2,860 $2,450 $2,650 $210
Buick, Enclave $500 $2,380 $2,880 $2,220 $2,720 $160
Ford, Explorer XLT $1,000 $2,320 $2,820 $2,130 $3,130 $-310