Tracy, CA Auto Insurance Rates

Tracy, CA residents can save $550 by comparing multiple quotes & reading reviews & research on Tracy car insurance rates, quotes, agents & coverage.

Compare Quotes from Top Providers and Save now!

$952 $1,368 $2,266

Latest Auto Insurance Reviews in Tracy, California

I have not had any experience with our insurance's customer service, but I am happy with the coverage we were able to get for the low price.
Every time I needed to solve a problem or I have a doubt with my insurance company, they answered quickly and solved the problem without too much hassle. Sometimes over the phone and sometimes via emails.
I have not experienced a time where I have been dissatisfied with customer service or rates.
Geico has one of the lowest premiums when I purchased insurance. They have comparable coverage for a less amount.
What i dislike about the company is that every 6 months when you have to renew your car insurance the cost seems to go up a little bit.
Farmer's Insurance
Whenever I have called for any auto insurance issues, the customer has always been very helpful. There was a major car accident with a previous car and they were very calm and reassuring.
I can't think of anything that I dislike. Every interaction has been positive and I have felt that I was treated with respect and gotten thoughtful answers to my questions and concerns.
I don't dislike anything about this company. I have read up on different Geico Insurance companies around the world and haven't read any negative report and I fully agree with my finding on this company, again there is nothing I dislike about the company.
Write Your Review | Tracy, California Auto Insurance Analysis
Geico, Tracy, CA
$111/1 month
Car Insurance Policy Holder
  • Married 37 Years old Male licensed 3 years ago with Own Acura TSX Tech used for Business with estimated annual mileage of 12,001 - 15,000.
  • Lawyer & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 3 people are part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 5 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage

Tracy Car Insurance Rate Comparisons

Tracy, CA's average car insurance of $1368 differs from Mountain House, CA (+$582), Grayson, CA (+$1012), Manteca, CA (+$12) and California (+$451)

Tracy Mountain House, CA Grayson, CA Manteca, CA California
Median Insurance Rates $1368 +$582 +$1012 +$12 +$451

Tracy Car Insurance Savings By Neighborhood & Street Area

Tracy Driver Street Residence & Car Locations Car Details in Tracy Tracy Driver Demographics Tracy Auto Insurance Estimates Recent Tracy Insurance Savings
Wainwright Village
Shaw Ct2007 Ford Fusion V6 SEL18 year teenager$2,720$916
Iberis Way1999 Cadillac Seville SLS70 year senior$1,605$350
James W Smith Loop2002 Buick Rendezvous CXL44 year married man$1,658$920
Cose Ln2008 Chrysler 300 C37 year woman$1,316$341
S Bird Rd2012 Hyundai Sonata GLS18 year female teenager$2,912$625
Lovely Rd2007 Lexus GS 350 Base54 year married woman$1,496$549
Yarmouth (historical)
S Bird Rd2010 Toyota Prius III54 year man$1,537$914
Welty Rd2004 Chevrolet Silverado 2500HD LS64 year male senior$1,335$599
Other Area
S Bird Rd2010 Mazda Mazda3 s Sport18 year male teenager$2,855$607
Stearman Ct2009 Acura TSX Base80 year female senior$1,446$381

Tracy Post DUI Car Insurance Rates

Tracy Stockton Discovery Bay Livermore-Pleasanton California
Median Post DUI Insurance Rate $2544 +$489 +$748 +$2050 +$839
Male Teenager Post DUI Insurance Rate $5546 +$1066 +$1629 +$4468 +$1828
Female Teenager Post DUI Insurance Rate $5520 +$1062 +$1622 +$4447 +$1821

The Post DUI insurance in Tracy, CA's is $2544 compared to Stockton (+$489), Discovery Bay (+$748), Livermore-Pleasanton (+$2050) and California (+$839)

In Tracy, a male teenager with Post DUI pays $26 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2002 Buick Rendezvous CXL in Tracy, CA would pay $5557 on auto insurance while a female teenager POST DUI would pay $5533.

Tracy Car Insurance by Segment

Tracy Teenagers Car Insurance Rates Comparison

7889 Tracy Teenagers (7% of total population), 54% Male & 46% Female.

Tracy Patterson Ripon French Camp California
All Teenagers $2982 +$89 -$16 +$2293 +$983
Male Teenager $2982 +$89 -$16 +$2293 +$983
Female Teenager $2968 +$89 -$15 +$2283 +$979

Tracy teenagers pay $2982 in insurance in contrast with Patterson (+$89), Ripon (-$16), French Camp (+$2293) and California (+$983). The difference between Male & Female teenagers in Tracy is $14


  • 2011 Nissan Rogue S Male Teenager Insurance Rate $2,836
  • 2011 Lincoln MKZ Base Female Teenager Insurance Rate $2,972

Tracy Men & Women Car Insurance

107152 Tracy Adults (100% of total population), 52% Men & 48% Women.

Tracy Grayson French Camp Byron California
All Women $1326 +$982 +$1021 +$70 +$438
Married Women $1285 +$952 +$989 +$68 +$424
All Men $1737 +$1285 +$1336 +$91 +$573
Married Men $1655 +$1224 +$1273 +$87 +$545

The typical insurance rate of $1737 that Tracy Men pay varies from Grayson (+$1285), French Camp (+$1336), Byron (+$91) and California (+$573). In Tracy, married men pay $370 more than married women.


  • 2013 Volkswagen Beetle 2.5 PZEV Married Men Insurance Rate $1,444
  • 2014 Kia Sorento LX Married Women Insurance Rate $1,458

Tracy Senior Car Insurance

11124 Tracy Seniors (10% of total population), 43% Senior Men & 57% Senior Women.

Tracy Discovery Bay Byron Taft Mosswood California
All Seniors $1450 +$426 +$76 +$1072 +$478
Senior Men $1422 +$418 +$75 +$1053 +$469
Senior Women $1477 +$434 +$78 +$1093 +$487

Tracy seniors pay $1450 in insurance compared to Discovery Bay (+$426), Byron (+$76), Taft Mosswood (+$1072) and California (+$478). In Tracy, senior men pay $55 less than senior women.

Tracy Car Insurance Discounts for Multiple Vehicles

Tracy Population with 1 Vehicle 5675 (19% of Tracy population), 2 Vehicles 13172 (44% of the Tracy population) and 3 vehicles 6196 (21% of the population)

Tracy West Modesto Patterson Livermore California
2 Vehicles $2600 +$1998 +$78 -$318 +$857
3 Vehicles $3968 +$3050 +$119 -$485 +$1308
4 Vehicles $5336 +$4102 +$160 -$652 +$1759