State College, PA Auto Insurance Rates

State College, PA residents can save $350 by comparing multiple quotes & reading reviews & research on State College car insurance rates, quotes, agents & coverage.

Compare Quotes from Top Providers and Save now!

LowestAverageHighest
$609 $886 $1,077

Latest Auto Insurance Reviews in State College, Pennsylvania


Grange Insurance
Insurance Carriers and Insurance Providers may pay us commissions and fees for services and to be matched with users who use the Services. You acknowledge and agree to this compensation arrangement.
State Farm
I think that my premium is fairly good compared to other companies. I pay below what other people my age do. I do think it is a little high though based on the percentage of times I have actually used it. I think that insurance companies should have to pay back a good portion of the premium if it is not used.
Write Your Review | State College, Pennsylvania Auto Insurance Analysis
State Farm Auto Insurance, State College, PA
$70/1 month
Car Insurance Policy Holder
  • Single 35 Years old Female licensed 10 years ago with Leased Chevrolet Malibu LTZ used for Business with estimated annual mileage of 15,001 - 20,000.
  • less than high school education & Full Time Job.
  • No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
  • 5 K Property Damage
  • 25 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage
State Farm Auto Insurance, State College, PA
$64/1 month
Car Insurance Policy Holder
  • Divorced 32 Years old Female licensed 11 years ago with Leased GMC Sierra 2500HD Work Truck used for Commute to Work or School with estimated annual mileage of 20,001+.
  • Masters & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $300K (Per Person Bodily Injury) / $500K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 500 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage
Metlife Auto, State College, PA
$49/1 month
Car Insurance Policy Holder
  • Single 18 Years old Female licensed 2 years ago with Own Ford, Taurus SHO AWD, 4 Door Sedan 3.5L used for Commute to Work or School with estimated annual mileage of 12,001 - 15,000.
  • Vocational & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
  • 5 K Property Damage
  • 50 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage
Progressive Insurance, State College, PA
$923/12 months
Car Insurance Policy Holder
  • Married 32 Years old Female licensed 17 years ago with Own Mazda, Mazda5 Sport, 4 Door Wagon used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
  • Vocational & Part Time Job.
  • No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 2 cars insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
  • 5 K Property Damage
  • 50 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage
State Farm Auto Insurance, State College, PA
$892/12 months
Car Insurance Policy Holder
  • Married 48 Years old Female licensed 29 years ago with Financed Infiniti, QX56, 4WD 4 Door Utility used for Business with estimated annual mileage of 9,001 - 12,000.
  • Bachelors & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $300K (Per Person Bodily Injury) / $500K (Per Accident Bodily Injury)
  • 25 K Property Damage
  • 300 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage
Safeco Insurance, State College, PA
$608/12 months
Car Insurance Policy Holder
  • Single 22 Years old Male licensed 5 years ago with Own Ford, Edge SE, 4 Door 2WD Utility used for Commute to Work or School with estimated annual mileage of 9,001 - 12,000.
  • Vocational & Freelancer.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
  • 5 K Property Damage
  • 50 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage
Travelers Auto Insurance, State College, PA
$800/12 months
Car Insurance Policy Holder
  • Single 36 Years old Male licensed 13 years ago with Own Suzuki, SX4 SE, 5 Door Sedan used for Business with estimated annual mileage of 12,001 - 15,000.
  • Lawyer & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
  • 25 K Property Damage
  • 50 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage
Hartford, State College, PA
$835/12 months
Car Insurance Policy Holder
  • Single 25 Years old Male licensed 4 years ago with Own Ford, Explorer Limited, 4 Door SUV 2WD SOHC used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
  • Bachelors & Freelancer.
  • No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 3 people are part of this policy
  • Home and Auto insurance are from difference companies
  • $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
  • 100 K Property Damage
  • 20 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage
Metlife Auto, State College, PA
$740/12 months
Car Insurance Policy Holder
  • Divorced 54 Years old Female licensed 31 years ago with Financed GMC, Yukon Denali, 2WD 4 Door Utility Flex Fuel used for Commute to Work or School with estimated annual mileage of 12,001 - 15,000.
  • Masters & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
  • 5 K Property Damage
  • 20 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage

State College Car Insurance Rate Comparisons

State College, PA, PA's average car insurance of $886 differs from Halfmoon, PA (+$1244), College, PA (+$134), Patton, PA (+$114) and Pennsylvania (+$718)

State College Halfmoon, PA College, PA Patton, PA Pennsylvania
Median Insurance Rates $886 +$1244 +$134 +$114 +$718

State College Car Insurance Savings By Neighborhood & Street Area

State College Driver Street Residence & Car Locations Car Details in State College State College Driver Demographics State College Auto Insurance Estimates Recent State College Insurance Savings
Other Area
Curtin Rd2004 Jeep Liberty Limited71 year senior$579$521
Shortlidge Rd2009 Ford Fusion SE73 year male senior$351$651
N Buckhout St2008 Mazda MAZDA3 i Sport79 year female senior$857$804
N Patterson St2005 Buick LaCrosse CXS46 year man$1,235$901
N Burrowes Rd2009 Volkswagen Routan SE48 year woman$781$353
E Park Ave2008 Chrysler 300 C HEMI19 year female teenager$1,845$653
Fraser Rd2013 Honda Civic U.S. LX37 year married man$1,167$862
E Pollock Rd2009 Cadillac DTS Luxury 6-Passenger33 year married woman$812$782
Pollock Rd2011 Lincoln MKZ Base19 year teenager$1,994$779
N Burrowes St2013 Hyundai Sonata GLS17 year male teenager$1,961$886

State College Post DUI Car Insurance Rates

State College Halfmoon Benner Stormstown Pennsylvania
Median Post DUI Insurance Rate $1647 +$2314 +$994 +$2259 +$1336
Male Teenager Post DUI Insurance Rate $3839 +$5390 +$2313 +$5261 +$3111
Female Teenager Post DUI Insurance Rate $3394 +$4765 +$2046 +$4652 +$2751

The Post DUI insurance in State College, PA's is $1647 compared to Halfmoon (+$2314), Benner (+$994), Stormstown (+$2259) and Pennsylvania (+$1336)

In State College, a male teenager with Post DUI pays $445 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2008 Mazda MAZDA3 i Sport in State College, PA would pay $3712 on auto insurance while a female teenager POST DUI would pay $3282.

State College Car Insurance by Segment

State College Teenagers Car Insurance Rates Comparison

12563 State College Teenagers (29% of total population), 47% Male & 53% Female.

State College Huston Harris Bellefonte Pennsylvania
All Teenagers $1922 +$1506 +$2678 +$1484 +$1558
Male Teenager $2064 +$1617 +$2875 +$1594 +$1673
Female Teenager $1825 +$1429 +$2542 +$1409 +$1479

State College teenagers pay $1922 in insurance in contrast with Huston (+$1506), Harris (+$2678), Bellefonte (+$1484) and Pennsylvania (+$1558). The difference between Male & Female teenagers in State College is $239

Example

  • 2005 Chevrolet Silverado K2500 Heavy Duty Male Teenager Insurance Rate $1,943
  • 2014 Kia Sorento LX Female Teenager Insurance Rate $1,575

State College Men & Women Car Insurance

42008 State College Adults (100% of total population), 53% Men & 47% Women.

State College Patton Benner Halfmoon Pennsylvania
All Women $797 +$103 +$481 +$1120 +$646
Married Women $708 +$92 +$428 +$996 +$575
All Men $1266 +$164 +$764 +$1779 +$1027
Married Men $1258 +$162 +$758 +$1766 +$1019

The typical insurance rate of $1266 that State College Men pay varies from Patton (+$164), Benner (+$764), Halfmoon (+$1779) and Pennsylvania (+$1027). In State College, married men pay $550 more than married women.

Example

  • 2013 Dodge Journey Crew Married Men Insurance Rate $1,209
  • 2013 BMW 3 Series 328i Married Women Insurance Rate $1,640

State College Senior Car Insurance

2448 State College Seniors (5% of total population), 43% Senior Men & 57% Senior Women.

State College Houserville Baileyville Lemont Pennsylvania
All Seniors $717 +$522 +$76 +$279 +$582
Senior Men $389 +$284 +$42 +$152 +$316
Senior Women $886 +$644 +$94 +$344 +$718

State College seniors pay $717 in insurance compared to Houserville (+$522), Baileyville (+$76), Lemont (+$279) and Pennsylvania (+$582). In State College, senior men pay $497 less than senior women.

State College Car Insurance Discounts for Multiple Vehicles

State College Population with 1 Vehicle 5353 (44% of State College population), 2 Vehicles 3172 (26% of the State College population) and 3 vehicles 782 (6% of the population)

State College College Centre County Pleasant Gap Pennsylvania
2 Vehicles $1684 +$254 +$900 +$1679 +$1364
3 Vehicles $2570 +$388 +$1374 +$2563 +$2082
4 Vehicles $3456 +$522 +$1848 +$3447 +$2800

Car Insurance Agents in State College, PA

Rank Agent Name Agent Contact
1 Alan D Anderson Insurance Inc 2125 E College Ave, State College, PA 16801
2 David T Byron Agency Inc 119 S Burrowes St, State College, PA 16803
3 JUDITH E MEYER 925 West College Avenue, State College, PA 16801-2804
4 M D Karstetter Agency Inc 925 W College Ave, State College, PA 16801-2804

State College Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Chevrolet, Express 1500 $1,500 $820 $1,320 $770 $2,270 $-950
Nissan, Quest LE $200 $870 $1,070 $830 $1,030 $40
Infiniti, FX50 AWD $400 $930 $1,330 $870 $1,270 $60
Chevrolet, Express 3500 $1,000 $870 $1,370 $800 $1,800 $-430
Jeep, Grand Cherokee Overland $300 $860 $1,160 $800 $1,100 $60