St. Clair, IL Auto Insurance Rates

St. Clair, IL residents can save $630 by comparing multiple quotes & reading reviews & research on St. Clair car insurance rates, quotes, agents & coverage.

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LowestAverageHighest
$980 $1,580 $2,930

Latest Auto Insurance Reviews in St. Clair, Illinois


Travelers
Their policy are not much different than other companies. They check you have the minimum coverage for your area and then try to get you a good price. Not bad.
Progressive
The price in the Seattle area is very competitive with other insurance providers that are even based in the area (Geico, etc).I have saved a lot of money with Progressive.
Progressive
I love that I can just log on to their site and see all my insurance options and rates. Also every time I've needed to talk to them, they where very kind and polite. They helped me sign up for home owners insurance very easily.
Write Your Review | St. Clair, Illinois Auto Insurance Analysis

St. Clair Car Insurance Rate Comparisons

St. Clair, IL's average car insurance of $1580 differs from St. Clair County, IL (+$190), Scott AFB (+$260), O'Fallon, IL (-$320) and Illinois (-$258)

St. Clair St. Clair County, IL Scott AFB O'Fallon, IL Illinois
Median Insurance Rates $1580 +$190 +$260 -$320 -$258

St. Clair Car Insurance Savings By Neighborhood & Street Area

St. Clair Driver Street Residence & Car Locations Car Details in St. Clair St. Clair Driver Demographics St. Clair Auto Insurance Estimates Recent St. Clair Insurance Savings
Capitol Oaks
Midland Ct2003 Dodge Grand Caravan EX76 year senior$1,948$346
Mathilda Dr2003 BMW 3 Series 330xi28 year woman$1,742$938
Shiloh Station
Palmetto Dr2009 Toyota Prius Touring21 year man$2,347$504
Chula Vista Dr2007 Audi A4 2.0T17 year female teenager$5,435$832
Wilderman
Green Mount Ln2005 Chevrolet Colorado Z85 LS Base16 year male teenager$5,486$473
Veile Dr2010 Chrysler 300 Touring63 year female senior$1,903$884
Royal Heights
Jims Dr2009 Mazda CX-9 Sport48 year married woman$1,212$817
Roclare Dr2010 Ford Fusion Hybrid Base29 year married man$2,082$994
Carbon
Baltes2013 Nissan Rogue S77 year male senior$2,061$963
Bramblewood Ct2011 Volkswagen GTI Base18 year teenager$4,836$854

St. Clair Post DUI Car Insurance Rates

St. Clair Scott AFB Shiloh Stookey Illinois
Median Post DUI Insurance Rate $2938 +$484 -$1160 +$149 -$480
Male Teenager Post DUI Insurance Rate $11020 +$1814 -$4352 +$558 -$1800
Female Teenager Post DUI Insurance Rate $9285 +$1529 -$3668 +$470 -$1516

The Post DUI insurance in St. Clair, IL's is $2938 compared to Scott AFB (+$484), Shiloh (-$1160), Stookey (+$149) and Illinois (-$480)

In St. Clair, a male teenager with Post DUI pays $1735 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2009 Toyota Prius Touring in St. Clair, IL would pay $9407 on auto insurance while a female teenager POST DUI would pay $7927.

St. Clair Car Insurance by Segment

St. Clair Teenagers Car Insurance Rates Comparison

2639 St. Clair Teenagers (7% of total population), 57% Male & 43% Female.

St. Clair Canteen Smithton Shiloh Valley Illinois
All Teenagers $5419 +$823 -$549 -$858 -$885
Male Teenager $5925 +$900 -$600 -$938 -$968
Female Teenager $4992 +$759 -$505 -$790 -$815

St. Clair teenagers pay $5419 in insurance in contrast with Canteen (+$823), Smithton (-$549), Shiloh Valley (-$858) and Illinois (-$885). The difference between Male & Female teenagers in St. Clair is $933

Example

  • 2012 Buick LaCrosse Premium 1 Male Teenager Insurance Rate $4,920
  • 2011 Lexus ES 350 Base Female Teenager Insurance Rate $5,605

St. Clair Men & Women Car Insurance

35377 St. Clair Adults (100% of total population), 48% Men & 52% Women.

St. Clair Canteen Caseyville St. Clair County Illinois
All Women $1485 +$225 +$169 +$178 -$243
Married Women $1390 +$211 +$158 +$167 -$227
All Men $2749 +$417 +$313 +$330 -$449
Married Men $2385 +$363 +$272 +$287 -$389

The typical insurance rate of $2749 that St. Clair Men pay varies from Canteen (+$417), Caseyville (+$313), St. Clair County (+$330) and Illinois (-$449). In St. Clair, married men pay $995 more than married women.

Example

  • 2014 GMC Acadia SLE-1 Married Men Insurance Rate $1,969
  • 2014 Acura RDX Base Married Women Insurance Rate $2,192

St. Clair Senior Car Insurance

6545 St. Clair Seniors (18% of total population), 45% Senior Men & 55% Senior Women.

St. Clair O'Fallon Fairview Heights Fairmont City Illinois
All Seniors $2243 -$454 -$714 +$327 -$366
Senior Men $2291 -$464 -$730 +$333 -$375
Senior Women $2227 -$451 -$709 +$325 -$363

St. Clair seniors pay $2243 in insurance compared to O'Fallon (-$454), Fairview Heights (-$714), Fairmont City (+$327) and Illinois (-$366). In St. Clair, senior men pay $64 more than senior women.

St. Clair Car Insurance Discounts for Multiple Vehicles

St. Clair Population with 1 Vehicle 5155 (37% of St. Clair population), 2 Vehicles 5573 (40% of the St. Clair population) and 3 vehicles 1972 (14% of the population)

St. Clair O'Fallon Alorton Shiloh Valley Illinois
2 Vehicles $3002 -$608 +$323 -$475 -$490
3 Vehicles $4582 -$928 +$493 -$725 -$748
4 Vehicles $6162 -$1248 +$663 -$975 -$1006

St. Clair Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Ford, Explorer Limited $400 $1,760 $2,160 $1,660 $2,060 $100
Hyundai, Accent SE $300 $1,790 $2,090 $1,710 $2,010 $80
Honda, Accord LX $1,000 $1,640 $2,140 $1,550 $2,550 $-410
Chevrolet, Equinox LTZ $500 $1,680 $2,180 $1,550 $2,050 $130
Acura, RDX Tech $200 $1,650 $1,850 $1,540 $1,740 $110

St. Clair Insurance Rates by Make

St. Clair Audi Insurance

ModelsInsurance RateFreeburgUniversity City, MOMackenzie, MOPine Lawn, MO
TT$1850+$440+$420-$420-$1130
A3$1630+$390+$370-$370-$1000
A5$1740+$410+$400-$390-$1060
A7$1810+$430+$410-$410-$1110
A6$1770+$420+$400-$400-$1080

St. Clair BMW Insurance

ModelsInsurance RateFairview HeightsO'FallonShrewsbury, MONew Baden
6 series$2380+$440+$110+$90-$660
3 series$1710+$320+$80+$70-$480
1 series$1630+$300+$80+$60-$450

St. Clair Buick Insurance

ModelsInsurance RateLebanonPin OakDupoRiverview, MO
Lacrosse$1330+$300+$300-$500-$940
Enclave$1310+$300+$300-$490-$930
Regal$1330+$300+$300-$500-$940

St. Clair Chevrolet Insurance

ModelsInsurance RateColumbiaEdwardsvilleCaseyvilleSt. Ferdinand, MO
Equinox$1320+$330+$310-$440-$950
Express$1300+$330+$310-$430-$930
Silverado$1390+$350+$330-$460-$1000

St. Clair Ford Insurance

ModelsInsurance RateShilohMarlborough, MOAvistonCastle Point, MO
Flex$1360+$380-$90-$230-$990
Expedition$1390+$380-$90-$240-$1010
Transit$1300+$360-$90-$220-$940
Fiesta$1340+$370-$90-$230-$970
Focus$1390+$380-$90-$240-$1010
Taurus$1420+$390-$90-$240-$1030
Mustang$1780+$490-$120-$310-$1290

St. Clair Honda Insurance

ModelsInsurance RateMehlville, MOCaseyvilleMitchellPasadena Park, MO
Accord$1320-$80-$440-$520-$590
Civic$1520-$90-$500-$600-$680
Odyssey$1200-$70-$400-$470-$530

St. Clair Kia Insurance

ModelsInsurance RateFairview HeightsVeniceGreendale, MOCastle Point, MO
Rio$1410+$260-$550-$840-$1020
Soul$1210+$220-$470-$720-$880
Sportage$1240+$230-$490-$740-$900

St. Clair Mazda Insurance

ModelsInsurance RatePrairie Du LongPaderbornAlbersStites
MX5$1420+$280+$90-$240-$460
Mazdaspeed3$1630+$320+$100-$280-$530
Mazda6i$1370+$270+$80-$240-$440

St. Clair Nissan Insurance

ModelsInsurance RateShilohPrairie Du LongCentrevilleHanley Hills, MO
Pathfinder$1340+$370+$270-$90-$900
NV3500$1370+$380+$270-$90-$920
Altima$1500+$420+$300-$100-$1010
Titan$1500+$420+$300-$100-$1010
370Z$1830+$510+$360-$120-$1230
Quest$1470+$410+$290-$100-$990
Versa$1580+$440+$310-$110-$1060
Sentra$1520+$420+$300-$100-$1020

St. Clair Volkswagen Insurance

ModelsInsurance RateFairview HeightsEast St. LouisLooking GlassVenedy
GTI$1550+$290-$60-$290-$500
Tiguan$1330+$250-$50-$250-$430
Touareg$1520+$280-$60-$290-$490