Springfield, MO Auto Insurance Rates
Springfield, MO residents can save $480 by comparing multiple quotes & reading reviews & research on Springfield car insurance rates, quotes, agents & coverage.
| Lowest | Average | Highest |
|---|---|---|
| $794 | $1,200 | $2,205 |
Latest Auto Insurance Reviews in Springfield, Missouri
Progressive offers the same policy offerings as other companies in the auto insurance business. They give us exactly what we want at a lower premium than the majority of places I was investigating during the process of finding a provider.
AAA Vehicle Insurance Premiums are among the lowest in the industry. When compared to similar insurance companies, AAA often ranks in the top 3 cheapest premiums in the industry.
I am very satisfied with the premium because it is excellent and is always at the service of the company's customers.
There isn't anything that I really dislike about the company. So far they have been nothing but good to me, filing claims is extremely easy, and they always genuinely have the customers best interest at heart.
THE ONLY THING I DISLIKE ABOUT STATE FARM IS THE PREMIUM. SOMETIMES YOU CAN GET DISCOUNTS THAT WILL LOWER IT.
I like that they have an app where I can see all of my information, make a claim and pay my premium
My insurance company is adequate for my needs. My insurance company provides my with a safety net in case something happens.
I like that they're based in Ohio which is where I'm from. I like that they have a pretty simplified approach which isn't overly complicated and makes the process easy to navigate.
- Married 52 Years old Female licensed 29 years ago with Own Audi A3 2.0 TDI used for Business with estimated annual mileage of 15,001 - 20,000.
- vocational education & Full Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 10 K Property Damage
- 50 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
Springfield Car Insurance Rate Comparisons
Springfield, MO's average car insurance of $1200 differs from Clay C (+$1030), North Campbell No. 3A (+$410), Campbell No. 2A (+$640) and Missouri (+$438)
| Springfield | Clay C | North Campbell No. 3A | Campbell No. 2A | Missouri | |
| Median Insurance Rates | $1200 | +$1030 | +$410 | +$640 | +$438 |
Springfield Car Insurance Savings By Neighborhood & Street Area
| Springfield Driver Street Residence & Car Locations | Car Details in Springfield | Springfield Driver Demographics | Springfield Auto Insurance Estimates | Recent Springfield Insurance Savings |
|---|---|---|---|---|
| Sequiota | ||||
| W Erie St | 2006 Chrysler 300 C | 18 year female teenager | $3,079 | $599 |
| S Elmira Ave | 2007 Buick Rendezvous CX | 54 year man | $1,650 | $854 |
| Haseltine | ||||
| Brookfield Ln | 2008 Ford Fusion SEL | 16 year male teenager | $3,416 | $517 |
| S Williams Ave | 2008 Jeep Grand Cherokee Laredo | 19 year teenager | $2,936 | $448 |
| Ritter | ||||
| W Young St | 2003 Chevrolet Silverado 2500HD Base | 60 year female senior | $1,282 | $784 |
| N Alliance Ave | 2008 Acura TSX Base | 50 year married man | $1,584 | $641 |
| Riverpark | ||||
| E Pendleton Pl | 2012 Dodge Journey SXT | 81 year male senior | $1,243 | $512 |
| S Stockton Ave | 2009 Mazda MAZDASPEED3 Sport | 69 year senior | $1,276 | $450 |
| Nichols | ||||
| W Elm Arc | 2013 Honda Civic LX | 30 year woman | $1,003 | $884 |
| W Weaver Ct N | 2010 Lincoln MKZ Base | 28 year married woman | $1,080 | $424 |
Springfield Post DUI Car Insurance Rates
| Springfield | Wilson C | Clay C | Battlefield B | Missouri | |
| Median Post DUI Insurance Rate | $2232 | +$1915 | +$1915 | +$167 | +$814 |
| Male Teenager Post DUI Insurance Rate | $6807 | +$5842 | +$5842 | +$510 | +$2483 |
| Female Teenager Post DUI Insurance Rate | $5602 | +$4808 | +$4808 | +$418 | +$2044 |
The Post DUI insurance in Springfield, MO's is $2232 compared to Wilson C (+$1915), Clay C (+$1915), Battlefield B (+$167) and Missouri (+$814)
In Springfield, a male teenager with Post DUI pays $1205 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2008 Ford Fusion SEL in Springfield, MO would pay $6353 on auto insurance while a female teenager POST DUI would pay $5228.
Springfield Car Insurance by Segment
Springfield Teenagers Car Insurance Rates Comparison
12505 Springfield Teenagers (7% of total population), 47% Male & 53% Female.
| Springfield | Campbell No. 2B | Battlefield B | Cherokee | Missouri | |
| All Teenagers | $3312 | +$1352 | +$248 | -$221 | +$1208 |
| Male Teenager | $3660 | +$1494 | +$274 | -$244 | +$1335 |
| Female Teenager | $3012 | +$1229 | +$225 | -$201 | +$1099 |
Springfield teenagers pay $3312 in insurance in contrast with Campbell No. 2B (+$1352), Battlefield B (+$248), Cherokee (-$221) and Missouri (+$1208). The difference between Male & Female teenagers in Springfield is $648
Example
- 2010 Cadillac DTS Luxury Collection Male Teenager Insurance Rate $4,327
- 2013 Hyundai Sonata GLS Female Teenager Insurance Rate $2,848
Springfield Men & Women Car Insurance
160246 Springfield Adults (100% of total population), 49% Men & 51% Women.
| Springfield | Battlefield B | Wilson A | North Campbell No. 2 | Missouri | |
| All Women | $1116 | +$83 | +$585 | +$167 | +$407 |
| Married Women | $1020 | +$76 | +$535 | +$153 | +$372 |
| All Men | $1680 | +$126 | +$882 | +$252 | +$613 |
| Married Men | $1476 | +$110 | +$774 | +$221 | +$538 |
The typical insurance rate of $1680 that Springfield Men pay varies from Battlefield B (+$126), Wilson A (+$882), North Campbell No. 2 (+$252) and Missouri (+$613). In Springfield, married men pay $456 more than married women.
Example
- 2014 Volkswagen Jetta TDI Married Men Insurance Rate $1,408
- 2014 Kia Sorento LX Married Women Insurance Rate $1,303
Springfield Senior Car Insurance
31352 Springfield Seniors (19% of total population), 42% Senior Men & 58% Senior Women.
| Springfield | North Campbell No. 1 | Wilson CW | Battlefield | Missouri | |
| All Seniors | $1308 | +$1133 | -$55 | +$403 | +$477 |
| Senior Men | $1260 | +$1092 | -$53 | +$388 | +$459 |
| Senior Women | $1356 | +$1175 | -$57 | +$418 | +$494 |
Springfield seniors pay $1308 in insurance compared to North Campbell No. 1 (+$1133), Wilson CW (-$55), Battlefield (+$403) and Missouri (+$477). In Springfield, senior men pay $96 less than senior women.
Springfield Car Insurance Discounts for Multiple Vehicles
Springfield Population with 1 Vehicle 31691 (45% of Springfield population), 2 Vehicles 24567 (35% of the Springfield population) and 3 vehicles 6142 (9% of the population)
| Springfield | Battlefield B | North Campbell No. 3A | Greene County | Missouri | |
| 2 Vehicles | $2280 | +$171 | +$779 | +$1045 | +$833 |
| 3 Vehicles | $3480 | +$261 | +$1189 | +$1595 | +$1271 |
| 4 Vehicles | $4680 | +$351 | +$1599 | +$2145 | +$1709 |
Springfield Auto Insurance Rates Vary by Deductible
| Low Deductible ($500) | High Deductible ($1000) | |||||
|---|---|---|---|---|---|---|
| Make & Model | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Honda, CR-V EX | $100 | $1,160 | $1,260 | $1,090 | $1,190 | $70 |
| Suzuki, Kizashi GTS | $500 | $1,190 | $1,690 | $1,110 | $1,610 | $80 |
| Suzuki, Grand Vitara Limited | $200 | $1,210 | $1,410 | $1,120 | $1,320 | $90 |
| Ford, F-150 XLT | $1,500 | $1,180 | $1,680 | $1,110 | $2,610 | $-930 |
| Honda, Pilot LX | $300 | $1,230 | $1,530 | $1,130 | $1,430 | $100 |