San Mateo, CA Auto Insurance Rates

San Mateo, CA residents can save $520 by comparing multiple quotes & reading reviews & research on San Mateo car insurance rates, quotes, agents & coverage.

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$945 $1,296 $2,027

Latest Auto Insurance Reviews in San Mateo, California

State Farm
My rep and his office are great...every time i have a question, or a need, they are there for me. They call me on a regular basis just to see that everything is running smoothly.
The only thing I would suggest is that Allstate streamline the claims process a little bit. Sometimes, my claims have taken longer than others. I might upgrade this process using apps, etc. Otherwise, I have no suggestions.
Giving me a huge discount due to my previous sign up with them even though it was more than 3 years ago made my premium much cheaper
The premium is very god compared to companies like State Farm. I was quoted from them and my premium was significantly higher.
I joined Progressive as a younger man, at a time when no one else would insure me for less than a fortune. I've stayed with them because their service is consistently great and their premiums have actually gone down as I've aged.
The General Auto Insurance
I have united auto insurance. My rates are resonable for full coverage and also a low deductible. They offer me road side assistance and also 24/7 easy access to their site.
The only thing I dislike is that there is no loyalty discount for being a customer greater than 5 years.
They offer a policy which is right in the ballpark with what other companies were offering. I have been very happy with the service and the one claim I had to make was handled well so I will stay with them. They offer everything at a good price.
Write Your Review | San Mateo, California Auto Insurance Analysis
State Farm Auto Insurance, San Mateo, CA
$99/1 month
Car Insurance Policy Holder
  • Married 29 Years old Female licensed 4 years ago with Own Cadillac Escalade ESV Luxury used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
  • Doctors & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 50 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage

San Mateo Car Insurance Rate Comparisons

San Mateo, CA's average car insurance of $1296 differs from Hillsborough, CA (-$1), Woodside, CA (-$32), West Menlo Park (+$1064) and California (+$523)

San Mateo Hillsborough, CA Woodside, CA West Menlo Park California
Median Insurance Rates $1296 -$1 -$32 +$1064 +$523

San Mateo Car Insurance Savings By Neighborhood & Street Area

San Mateo Driver Street Residence & Car Locations Car Details in San Mateo San Mateo Driver Demographics San Mateo Auto Insurance Estimates Recent San Mateo Insurance Savings
Manzanita Rd2003 Cadillac Seville SLS72 year senior$1,527$710
Heather Dr2004 Buick Rendezvous CX49 year married woman$1,225$913
Woodside Glens
W Maple Way2006 Ford Fusion SEL35 year married man$1,425$620
Woodhill Dr2009 Acura TSX Base65 year male senior$1,320$513
Hayward Park
Volans Ln2008 Chrysler 300 C29 year man$1,623$911
E Court Ln2010 Nissan Rogue S19 year teenager$2,683$974
The Willows
Green St2012 Hyundai Sonata GLS80 year female senior$1,374$479
Cooley Ave2010 Mazda 3 S17 year female teenager$2,692$793
Palomar Park
Lilly Ln2013 Honda Civic LX19 year male teenager$2,452$410
Greenbrier Rd2010 Lincoln MKZ AWD38 year woman$1,251$589

San Mateo Post DUI Car Insurance Rates

San Mateo Atherton Woodside Mountain View California
Median Post DUI Insurance Rate $2410 -$145 -$59 -$201 +$973
Male Teenager Post DUI Insurance Rate $5254 -$316 -$130 -$439 +$2120
Female Teenager Post DUI Insurance Rate $5230 -$315 -$130 -$437 +$2111

The Post DUI insurance in San Mateo, CA's is $2410 compared to Atherton (-$145), Woodside (-$59), Mountain View (-$201) and California (+$973)

In San Mateo, a male teenager with Post DUI pays $24 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2006 Ford Fusion SEL in San Mateo, CA would pay $4776 on auto insurance while a female teenager POST DUI would pay $4754.

San Mateo Car Insurance by Segment

San Mateo Teenagers Car Insurance Rates Comparison

22603 San Mateo Teenagers (5% of total population), 51% Male & 49% Female.

San Mateo San Carlos Portola Valley Mountain View California
All Teenagers $2825 -$151 +$2603 -$236 +$1140
Male Teenager $2825 -$151 +$2603 -$236 +$1140
Female Teenager $2812 -$150 +$2591 -$235 +$1135

San Mateo teenagers pay $2825 in insurance in contrast with San Carlos (-$151), Portola Valley (+$2603), Mountain View (-$236) and California (+$1140). The difference between Male & Female teenagers in San Mateo is $13


  • 2007 Lexus GS 350 Base Male Teenager Insurance Rate $3,298
  • 2010 Toyota Prius V Female Teenager Insurance Rate $2,499

San Mateo Men & Women Car Insurance

386093 San Mateo Adults (100% of total population), 49% Men & 51% Women.

San Mateo Redwood City Mountain View San Carlos California
All Women $1257 +$1071 -$105 -$67 +$507
Married Women $1218 +$1038 -$102 -$65 +$491
All Men $1645 +$1403 -$137 -$87 +$665
Married Men $1568 +$1336 -$131 -$84 +$632

The typical insurance rate of $1645 that San Mateo Men pay varies from Redwood City (+$1403), Mountain View (-$137), San Carlos (-$87) and California (+$665). In San Mateo, married men pay $350 more than married women.


  • 2013 Volkswagen Beetle 2.5 PZEV Married Men Insurance Rate $1,646
  • 2014 Kia Sorento LX Married Women Insurance Rate $1,386

San Mateo Senior Car Insurance

72054 San Mateo Seniors (18% of total population), 44% Senior Men & 56% Senior Women.

San Mateo Belmont Emerald Lake Hills Atherton California
All Seniors $1373 -$9 +$1245 -$82 +$555
Senior Men $1347 -$9 +$1221 -$81 +$544
Senior Women $1399 -$10 +$1268 -$84 +$565

San Mateo seniors pay $1373 in insurance compared to Belmont (-$9), Emerald Lake Hills (+$1245), Atherton (-$82) and California (+$555). In San Mateo, senior men pay $52 less than senior women.

San Mateo Car Insurance Discounts for Multiple Vehicles

San Mateo Population with 1 Vehicle 43899 (31% of San Mateo population), 2 Vehicles 56113 (40% of the San Mateo population) and 3 vehicles 22940 (16% of the population)

San Mateo Menlo Park Redwood City San Mateo County California
2 Vehicles $2463 -$143 +$2097 +$2344 +$994
3 Vehicles $3759 -$218 +$3201 +$3578 +$1517
4 Vehicles $5055 -$293 +$4305 +$4812 +$2040

San Mateo Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Acura, TL SH Tech $700 $1,330 $1,830 $1,220 $1,920 $-90
Acura, TSX Tech $400 $1,280 $1,680 $1,180 $1,580 $100
Cadillac, Escalade ESV Luxury $500 $1,380 $1,880 $1,300 $1,800 $80
Buick, Lacrosse Premium I $200 $1,340 $1,540 $1,220 $1,420 $120
Buick, Lacrosse Leather $300 $1,240 $1,540 $1,170 $1,470 $70