Portland, OR Auto Insurance Rates

Portland, OR residents can save $440 by comparing multiple quotes & reading reviews & research on Portland car insurance rates, quotes, agents & coverage.

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$766 $1,109 $1,998

Latest Auto Insurance Reviews in Portland, Oregon

AAA is a very good company with very good lawyers. If you get into car accident, just rest assured and they will take care of the rest in a right and just way.
Encompass Insurance
I was in an accident and the customer service I had was top notch. They were on top of all my needs and made sure that everything was taken care of.
I am mostly satisfied with the deductible but I think there should be a lower deductible for damage to the car such as vandalism. My car was broken into and the $500 deductible did not cover the shattered glass and cleaning that my car needed.
Because of the price compared to all the others for insuring 2 vehicles, an rv, and a boat, also a homeowners policy
National General
National General is a company that is honest and dependable. They are there to help if you need to file a claim or change your policy. Overall I like them better than other auto insurance companies.
I like that this company trys their best to satisfy the customer. I also like how easy it is to file a claim online.
State Farm
I'm always happy when I need to call and i feel like the call center employees actually care about me
The only thing I don't like about the company is I can't bundle my home owner's insurance with it. Progressive will insure my car, but not the pit bull that lives in my home. i'm missing a big savings.
I believe that I am well covered with this plan. It a comprehensive plan and covers all of our needs. It provides roadside assistance, free glass repair.
American Family Insurance
The company is great, our insurance agent is always very responsive and is always there when we need him.
What I don't like about the company is that I believe they don't offer many discounts and the premium that I am paying is still on the higher side compared to most other insurance companies,
Write Your Review | Portland, Oregon Auto Insurance Analysis
Amica Auto Insurance, Portland, OR
$53/1 month
Car Insurance Policy Holder
  • Divorced 42 Years old Male licensed 11 years ago with Own Honda Accord EX used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
  • Associate & Full Time Job.
  • No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $100K (Per Person Bodily Injury) / $200K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 250 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage

Portland Car Insurance Rate Comparisons

Portland, OR's average car insurance of $1109 differs from Happy Valley, OR (+$78), Lake Oswego, OR (-$29), Metzger, OR (+$101) and Oregon (+$278)

Portland Happy Valley, OR Lake Oswego, OR Metzger, OR Oregon
Median Insurance Rates $1109 +$78 -$29 +$101 +$278

Portland Car Insurance Savings By Neighborhood & Street Area

Portland Driver Street Residence & Car Locations Car Details in Portland Portland Driver Demographics Portland Auto Insurance Estimates Recent Portland Insurance Savings
SE Capella Ct2004 Buick Rendezvous CX36 year woman$883$644
SE Wellington Ct2007 Mazda MAZDASPEED3 Sport34 year married woman$847$635
SE Goldfinch Way2008 Ford Fusion SE81 year male senior$1,228$636
Other Area
SE Manchester Pl2006 Acura TSX Base18 year female teenager$2,883$590
SE 24th Ave2011 Volkswagen Jetta S17 year male teenager$3,371$310
SE 31st Ave2007 Jeep Commander Sport77 year female senior$964$729
SE 70th Ave2010 Nissan Rogue S40 year married man$1,370$803
SE Drew St2012 Dodge Journey SXT31 year man$1,516$671
Harmony Point
SE Hilltop Ct2013 Honda Civic LX83 year senior$1,142$547
SE Stevens Ct2012 Lincoln MKZ Base19 year teenager$3,164$467

Portland Post DUI Car Insurance Rates

Portland Raleigh Hills Happy Valley West Haven-Sylvan Oregon
Median Post DUI Insurance Rate $2062 +$1360 +$145 +$1527 +$517
Male Teenager Post DUI Insurance Rate $6578 +$4338 +$463 +$4872 +$1650
Female Teenager Post DUI Insurance Rate $5548 +$3657 +$390 +$4107 +$1391

The Post DUI insurance in Portland, OR's is $2062 compared to Raleigh Hills (+$1360), Happy Valley (+$145), West Haven-Sylvan (+$1527) and Oregon (+$517)

In Portland, a male teenager with Post DUI pays $1030 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2008 Ford Fusion SE in Portland, OR would pay $5606 on auto insurance while a female teenager POST DUI would pay $4728.

Portland Car Insurance by Segment

Portland Teenagers Car Insurance Rates Comparison

29891 Portland Teenagers (5% of total population), 49% Male & 51% Female.

Portland Portland West Happy Valley Milwaukie Oregon
All Teenagers $3205 +$1997 +$225 +$69 +$803
Male Teenager $3537 +$2205 +$249 +$77 +$887
Female Teenager $2983 +$1859 +$210 +$64 +$748

Portland teenagers pay $3205 in insurance in contrast with Portland West (+$1997), Happy Valley (+$225), Milwaukie (+$69) and Oregon (+$803). The difference between Male & Female teenagers in Portland is $554


  • 2008 Chrysler 300 C HEMI Male Teenager Insurance Rate $3,234
  • 2013 Toyota Prius Three Female Teenager Insurance Rate $2,660

Portland Men & Women Car Insurance

585888 Portland Adults (100% of total population), 49% Men & 51% Women.

Portland Garden Home-Whitford Metzger Happy Valley Oregon
All Women $1009 -$154 +$92 +$71 +$253
Married Women $909 -$139 +$83 +$64 +$228
All Men $1652 -$252 +$150 +$116 +$414
Married Men $1452 -$221 +$133 +$102 +$364

The typical insurance rate of $1652 that Portland Men pay varies from Garden Home-Whitford (-$252), Metzger (+$150), Happy Valley (+$116) and Oregon (+$414). In Portland, married men pay $543 more than married women.


  • 2006 Chevrolet Silverado K2500 Heavy Duty Married Men Insurance Rate $1,265
  • 2014 Kia Sorento LX Married Women Insurance Rate $1,207

Portland Senior Car Insurance

93201 Portland Seniors (15% of total population), 44% Senior Men & 56% Senior Women.

Portland Portland West Cedar Mill Garden Home-Whitford Oregon
All Seniors $1319 +$823 +$977 -$201 +$331
Senior Men $1441 +$899 +$1068 -$219 +$362
Senior Women $1208 +$754 +$895 -$184 +$303

Portland seniors pay $1319 in insurance compared to Portland West (+$823), Cedar Mill (+$977), Garden Home-Whitford (-$201) and Oregon (+$331). In Portland, senior men pay $233 more than senior women.

Portland Car Insurance Discounts for Multiple Vehicles

Portland Population with 1 Vehicle 99180 (40% of Portland population), 2 Vehicles 82022 (33% of the Portland population) and 3 vehicles 21953 (9% of the population)

Portland Oatfield Metzger Milwaukie Oregon
2 Vehicles $2108 +$153 +$191 +$45 +$528
3 Vehicles $3217 +$234 +$292 +$69 +$806
4 Vehicles $4326 +$315 +$393 +$93 +$1084

Car Insurance Agents in Portland, OR

Rank Agent Name Agent Contact
1 Andrews Agency LLC 722 N Killingsworth St, Portland, OR 97217
2 Eric L. Weber AGENCY 4415 NE Sandy Blvd STE 200, Portland, OR 97213-1400

Portland Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Acura, RDX Tech $200 $1,150 $1,350 $1,070 $1,270 $80
Ford, Edge Limited $1,500 $1,100 $1,600 $1,050 $2,550 $-950
Acura, TSX $100 $1,220 $1,320 $1,120 $1,220 $100
Nissan, Sentra S $300 $1,100 $1,400 $1,030 $1,330 $70
Subaru, Outback 2.5I $400 $1,100 $1,500 $1,020 $1,420 $80