Omaha, NE Auto Insurance Rates

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$986 $1,242 $2,079

Latest Auto Insurance Reviews in Omaha, Nebraska

That they were much cheaper than their competitors and their quote process was simple.
State Farm
American Family Insurance
It has so many different types of options as well as many different premium rates. My parents bought the policy for me when I was a child and they have always been good to me.
American Family Insurance
One aspect of my provider's policy that I particularly appreciate is that they cover my car even when I am driving for Uber. Other providers will not and it is comforting to know my provider doesn't care whether I am driving for a rides hare or not --- either way, I am covered.
Low price. Fast customer service. Quick claims. The accessibility on the app to view all of my accounts.
Farmer's Insurance
I can call my agent anytime and he always gets back to me in a timely manner. He is great.
State Farm
I love the down to earth nature of the company. They are quick to help you when you need it and really make it a personalized experience. They don't hide things in fine print and they suggest things they think might work for you.
Write Your Review | Omaha, Nebraska Auto Insurance Analysis
Geico, Omaha, NE
$86/1 month
Car Insurance Policy Holder
  • Single 20 Years old Male licensed 3 years ago with Own Chrysler 200 LX used for Business with estimated annual mileage of 20,001+.
  • less than high school education & Part Time Job.
  • No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 25 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage

Omaha city has high median prices but low insurance average of top selling used cars in Nebraska

The average insurance premium for used cars in the state of Nebraska is $ 1384 per annum. Omaha, the largest city of the state has an average insurance premium of $ 1242 per annum. The data analysis below will compare different used car models and their insurance averages in Omaha city.

Please note that the used car models belong to the year range of 2005 to 2012.

Comparing the insurance average of three cars manufactured by Honda – the Accord, the Civic and the CR-V, the Honda CR-V has the highest insurance average ($ 1246) followed by Honda Civic ($ 1133).

But the median prices of both the models have a vast difference. The Honda CR-V can be purchased at a median price of $ 20725 whereas the median price of the Honda Civic is $12999. The Honda Accord has the lowest insurance average of all the eight car models ($ 1085).

Model Insurance average ($) Median price ($) Insurance percentage
Honda Accord 1,085 18,820 5%
Honda Civic 1,133 12,999 8%
Honda CR-V 1,246 20,735 6%

Toyota’s models–the Camry and the Corolla are old models which are revamped every few years. Toyota Camry has the highest insurance average of all of the eight car models ($1365) but the median price of the model is relatively less ($ 17372). The Camry’s insurance average exceeds the insurance average of Omaha city.

Compared to the Camry, the Corolla has a lower insurance average ($ 1161) and lower median price ($ 14499).

The Nissan Altima, which has been in production since the early 1990s has an insurance average of $ 1181 but has the lowest median price compared to the above mentioned cars ($11495).

The table below gives us the information about car models with the lowest median prices in Omaha.

Model Median price ($)
Nissan Altima 11,495
Honda Civic 12,999
Toyota Corolla 14,999

Despite having the second lowest insurance average of $ 1129, Chevrolet Silverado has the highest median price of all the cars mentioned in the analysis ($ 28995) followed by Ford F-Series ($ 28950).

Omaha Car Insurance Rate Comparisons

Omaha, NE's average car insurance of $1242 differs from Douglas County, NE (-$32), Richland III (+$38), Ralston, NE (-$204) and Nebraska (+$142)

Omaha Douglas County, NE Richland III Ralston, NE Nebraska
Median Insurance Rates $1242 -$32 +$38 -$204 +$142

Omaha Car Insurance Savings By Neighborhood & Street Area

Omaha Driver Street Residence & Car Locations Car Details in Omaha Omaha Driver Demographics Omaha Auto Insurance Estimates Recent Omaha Insurance Savings
Peaceful Valley Mobile Homes
N 101st Plz2005 Buick Rendezvous CX68 year female senior$1,668$912
S Vermont St2004 Acura TSX Base28 year man$2,134$693
S 139th Cir2007 Mazda MAZDASPEED3 Sport40 year woman$1,057$756
Castelar Plz2009 Jeep Commander Sport34 year married woman$861$796
Town and Country Mobile Homes
Historical Taylor2009 Ford Fusion SE35 year married man$1,777$642
N 35th Cir2007 Chrysler 300 C19 year female teenager$2,910$899
Hi Land Mobile Home Park
N State St2005 Chevrolet Silverado K2500 Heavy Duty18 year male teenager$4,685$604
Wolfs St2014 Volkswagen Jetta S17 year teenager$3,502$600
South Omaha
Hanscom Blvd2010 Lincoln MKZ Base83 year male senior$1,070$346
S 37th Plz2013 Honda Civic LX74 year senior$1,413$838

Omaha Post DUI Car Insurance Rates

Omaha Gilmore I Richland III La Vista Nebraska
Median Post DUI Insurance Rate $2310 +$1242 +$70 -$116 +$264
Male Teenager Post DUI Insurance Rate $9355 +$5032 +$287 -$467 +$1070
Female Teenager Post DUI Insurance Rate $5658 +$3044 +$174 -$281 +$647

The Post DUI insurance in Omaha, NE's is $2310 compared to Gilmore I (+$1242), Richland III (+$70), La Vista (-$116) and Nebraska (+$264)

In Omaha, a male teenager with Post DUI pays $3697 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2007 Mazda MAZDASPEED3 Sport in Omaha, NE would pay $8654 on auto insurance while a female teenager POST DUI would pay $5235.

Omaha Car Insurance by Segment

Omaha Teenagers Car Insurance Rates Comparison

28676 Omaha Teenagers (6% of total population), 51% Male & 49% Female.

Omaha Union Richland III Douglas Nebraska
All Teenagers $3763 +$85 +$115 +$85 +$430
Male Teenager $5030 +$113 +$154 +$113 +$575
Female Teenager $3042 +$69 +$94 +$69 +$348

Omaha teenagers pay $3763 in insurance in contrast with Union (+$85), Richland III (+$115), Douglas (+$85) and Nebraska (+$430). The difference between Male & Female teenagers in Omaha is $1988


  • 2013 Dodge Journey SXT Male Teenager Insurance Rate $4,556
  • 2013 Hyundai Sonata GLS Female Teenager Insurance Rate $2,709

Omaha Men & Women Car Insurance

412689 Omaha Adults (100% of total population), 49% Men & 51% Women.

Omaha Richland VI Gilmore I Gilmore II Nebraska
All Women $1142 +$164 +$615 +$523 +$131
Married Women $1043 +$149 +$561 +$477 +$119
All Men $1987 +$285 +$1069 +$909 +$227
Married Men $1987 +$285 +$1069 +$909 +$227

The typical insurance rate of $1987 that Omaha Men pay varies from Richland VI (+$285), Gilmore I (+$1069), Gilmore II (+$909) and Nebraska (+$227). In Omaha, married men pay $944 more than married women.


  • 2014 Kia Sorento LX Married Men Insurance Rate $1,880
  • 2014 GMC Sierra 1500 Base Married Women Insurance Rate $1,912

Omaha Senior Car Insurance

67696 Omaha Seniors (16% of total population), 43% Senior Men & 57% Senior Women.

Omaha Richland VI Ralston Union Nebraska
All Seniors $1602 +$229 -$263 +$36 +$183
Senior Men $1080 +$155 -$177 +$24 +$124
Senior Women $1887 +$271 -$310 +$43 +$216

Omaha seniors pay $1602 in insurance compared to Richland VI (+$229), Ralston (-$263), Union (+$36) and Nebraska (+$183). In Omaha, senior men pay $807 less than senior women.

Omaha Car Insurance Discounts for Multiple Vehicles

Omaha Population with 1 Vehicle 61619 (38% of Omaha population), 2 Vehicles 60354 (37% of the Omaha population) and 3 vehicles 19307 (12% of the population)

Omaha Union La Vista Papillion Nebraska
2 Vehicles $2360 +$53 -$118 -$370 +$270
3 Vehicles $3602 +$81 -$180 -$565 +$412
4 Vehicles $4844 +$109 -$242 -$760 +$554

Car Insurance Agents in Omaha, NE

Rank Agent Name Agent Contact
1 1st Insurance Po Box 540966, Omaha, NE 68154
2 AAA Insurance 16016 Evans St Ste 103, Omaha, NE 68116
3 AAA Insurance 815 N 98th St, Omaha, NE 68114
4 AAA Insurance 2606 S 132nd St Ste 103, Omaha, NE 68144
5 AA Brokers Insurance Agency 2214 N 90th Plz, Omaha, NE 68134
6 Aaron Stockton 1411 N 72nd St, Omaha, NE 68114
7 A-B Insurance Agency 2003 N 72nd St, Omaha, NE 68134
8 Accolade Insurance 7431 Pacific St, Omaha, NE 68114
9 Accredited Insurance Group 11347 Davenport St, Omaha, NE 68154
10 Adrienne Zahnow 5052 S 108th St, Omaha, NE 68137

Omaha Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Infiniti, M Series M56x AWD $500 $1,360 $1,860 $1,280 $1,780 $80
Audi, A3 2.0 TDI $200 $1,280 $1,480 $1,210 $1,410 $70
Dodge, Journey Crew $400 $1,280 $1,680 $1,200 $1,600 $80
Ford, Focus S $1,000 $1,240 $1,740 $1,140 $2,140 $-400
Lexus, ES 350 $1,500 $1,310 $1,810 $1,240 $2,740 $-930