New Port Richey, FL Auto Insurance Rates

New Port Richey, FL residents can save $700 by comparing multiple quotes & reading reviews & research on New Port Richey car insurance rates, quotes, agents & coverage.

Compare Quotes from Top Providers and Save now!

$1,322 $1,743 $2,462

Latest Auto Insurance Reviews in New Port Richey, Florida

State Farm
My semi annual premium is $500 and deductible is $1000 to cover replacement of car. I'm sure other companies provide similar coverage, but I have a longer history with State Farm, giving me discounts.
When it comes to premiums and coverage, my insurance company seems to have the best value when it comes to premiums as compared to other big name insurance companies such as Progressive or State Farm. However these premium rates can change depending on where you live in the country.
State Farm
I dislike the rates increases from time time even when I first signed up with State Farm and had no car accidents in the beginning.
We have had to submit two claims in the past both were handled quickly and without much pain to us in the process. It was much smoother then the claim I had to submit to Geico in the Past.
Allstate covers any thing that could possibly happen, and it does it for the same price of other providers BUT offers roadside assistance. I rate it a 4, because it is a bit expensive.
We use USAA for car insurance. We previously had Geico. USAA is cheaper, with more benefits. They are really easy to work with and very customizavle.
I just recent made a switch because my previous insurance went up about $90 a month over 2 years. I basically cut the payment in half
State Farm
Premiums for me, based on where I live, hours I commute, my age and any discounts for a safe driver are comparable. I have tried a few times checking out other prices and find them not low enough to consider.
The premium with essurance is slightly lower than the premiums with other insurance companies for the same coverage. It is reasonable and there is not a large charge to break the payments up versus paying it for a year at a time.
Write Your Review | New Port Richey, Florida Auto Insurance Analysis
State Farm Auto Insurance, New Port Richey, FL
$138/1 month
Car Insurance Policy Holder
  • Single 76 Years old Male licensed 1 year ago with Leased Ford Transit Connect XLT used for Commute to Work or School with estimated annual mileage of 20,001+.
  • high school education & Retired.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $10K (Per Person Bodily Injury) / $20K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 20 K Personal Injury Protection
  • 10 K Uninsured Motorists Bodily Injury
  • 20 K Uninsured Motorists Property Damage

New Port Richey Car Insurance Rate Comparisons

New Port Richey, FL's average car insurance of $1743 differs from Bayonet Point, FL (+$87), Keystone-Citrus Park (-$883), River Ridge, FL (-$343) and Florida (-$379)

New Port Richey Bayonet Point, FL Keystone-Citrus Park River Ridge, FL Florida
Median Insurance Rates $1743 +$87 -$883 -$343 -$379

New Port Richey Car Insurance Savings By Neighborhood & Street Area

New Port Richey Driver Street Residence & Car Locations Car Details in New Port Richey New Port Richey Driver Demographics New Port Richey Auto Insurance Estimates Recent New Port Richey Insurance Savings
Beacon Lakes
Lofton Dr2002 Cadillac Seville STS35 year woman$1,769$427
Latimer St2003 Chrysler Town and Country Base50 year man$2,603$599
Gulf Pine
Flora Vista St2006 Buick Rendezvous CX74 year female senior$2,233$960
Memorial Dr2010 Mazda Mazda3 s Grand Touring33 year married woman$1,389$765
Forest Hills
Reggie Dr2009 Ford Fusion SEL72 year senior$2,446$933
Lullaby Dr2004 Chevrolet Silverado 2500HD LT19 year female teenager$4,051$546
Seven Springs
Crossvine Ct2012 Hyundai Sonata GLS16 year male teenager$4,613$566
Omeara Ct2011 Nissan Rogue S17 year teenager$4,344$909
Atlantis Dr2010 Toyota Prius II46 year married man$2,678$792
Springdale Dr2013 Honda Civic LX84 year male senior$2,503$689

New Port Richey Post DUI Car Insurance Rates

New Port Richey Quail Ridge Beacon Square River Ridge Florida
Median Post DUI Insurance Rate $3241 -$526 +$51 -$637 -$704
Male Teenager Post DUI Insurance Rate $8719 -$1415 +$136 -$1715 -$1895
Female Teenager Post DUI Insurance Rate $7780 -$1263 +$121 -$1531 -$1693

The Post DUI insurance in New Port Richey, FL's is $3241 compared to Quail Ridge (-$526), Beacon Square (+$51), River Ridge (-$637) and Florida (-$704)

In New Port Richey, a male teenager with Post DUI pays $939 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2006 Buick Rendezvous CX in New Port Richey, FL would pay $7759 on auto insurance while a female teenager POST DUI would pay $6922.

New Port Richey Car Insurance by Segment

New Port Richey Teenagers Car Insurance Rates Comparison

9428 New Port Richey Teenagers (5% of total population), 53% Male & 47% Female.

New Port Richey Quail Ridge Port Richey Palm Harbor Florida
All Teenagers $4392 -$713 +$421 -$1217 -$955
Male Teenager $4688 -$761 +$449 -$1299 -$1019
Female Teenager $4183 -$679 +$401 -$1159 -$910

New Port Richey teenagers pay $4392 in insurance in contrast with Quail Ridge (-$713), Port Richey (+$421), Palm Harbor (-$1217) and Florida (-$955). The difference between Male & Female teenagers in New Port Richey is $505


  • 2010 Audi A4 2.0T quattro Premium Plus Male Teenager Insurance Rate $4,847
  • 2008 Lexus GS 350 Female Teenager Insurance Rate $4,485

New Port Richey Men & Women Car Insurance

161364 New Port Richey Adults (100% of total population), 49% Men & 51% Women.

New Port Richey Quail Ridge East Lake Key Vista Florida
All Women $1603 -$260 +$43 -$472 -$349
Married Women $1464 -$238 +$39 -$431 -$319
All Men $2875 -$466 +$78 -$846 -$625
Married Men $2788 -$452 +$76 -$820 -$606

The typical insurance rate of $2875 that New Port Richey Men pay varies from Quail Ridge (-$466), East Lake (+$78), Key Vista (-$846) and Florida (-$625). In New Port Richey, married men pay $1324 more than married women.


  • 2013 Jeep Wrangler Sport Married Men Insurance Rate $2,822
  • 2014 Kia Sorento LX Married Women Insurance Rate $2,684

New Port Richey Senior Car Insurance

43952 New Port Richey Seniors (27% of total population), 45% Senior Men & 55% Senior Women.

New Port Richey Jasmine Estates Beacon Square Key Vista Florida
All Seniors $2579 +$203 +$40 -$759 -$561
Senior Men $2649 +$208 +$41 -$780 -$576
Senior Women $2509 +$198 +$39 -$738 -$545

New Port Richey seniors pay $2579 in insurance compared to Jasmine Estates (+$203), Beacon Square (+$40), Key Vista (-$759) and Florida (-$561). In New Port Richey, senior men pay $140 more than senior women.

New Port Richey Car Insurance Discounts for Multiple Vehicles

New Port Richey Population with 1 Vehicle 29513 (46% of New Port Richey population), 2 Vehicles 24651 (38% of the New Port Richey population) and 3 vehicles 5401 (8% of the population)

New Port Richey Moon Lake East Lake Tarpon Springs Florida
2 Vehicles $3312 +$241 +$89 -$129 -$720
3 Vehicles $5055 +$368 +$136 -$197 -$1099
4 Vehicles $6798 +$495 +$183 -$265 -$1478

New Port Richey Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Lincoln, MKS $700 $1,990 $2,490 $1,830 $2,530 $-40
Nissan, Juke S $1,500 $1,930 $2,430 $1,810 $3,310 $-880
Honda, Accord LX $1,000 $1,970 $2,470 $1,840 $2,840 $-370
Porsche, Cayenne $500 $1,900 $2,400 $1,820 $2,320 $80
Infiniti, M Series M37 $400 $2,000 $2,400 $1,910 $2,310 $90