The Audi S4 was first launched in 1991, and is in the same league as the Audi A4. It is an upgrade to the A4 model, but is power packed with several additional features. Some of them include added safety features, power train, etc. Manufacturers later renamed the S4 as the new A6 and updated the car with better features. But despite the name change, the differences between the two are merely cosmetic.
Buying insurance for luxury cars such as the Audi S4 can be challenging. You will have to clearly discuss with the car dealer and sort out insurance requirements. Just as the insurance rate may not be the same with different dealers, the insurance percentage, i.e., the percentage of the median price spent on insuring your car, also varies from state to state.
In states such as Arizona, the insurance percentage is 3% of the median price of the car, but in states like Pennsylvania it is as high as 14%. The average insurance in Arizona is $1,549; in Colorado it is slightly higher, set at $1556. But, in Georgia it is around $3,284. The average insurance is set at $2093 in California, and in Connecticut it is $2172. In the state of Maine, the average insurance is the lowest ($1010), but in the neighboring state of New Hampshire it is $1424.
In North Carolina, the median price of the Audi S4 is the highest – $ 47,900. Insuring the S4 in this state costs around $1,363 on an average. This makes the insurance percentage of the S4 a mere 2% of the median price. But with such a high median price, the low average annual insurance does connote any real savings in the long run.
The best state to buy a used S4 would be Iowa, where the median price of the car is $16,450 and the insurance average is also not very high, set at $1,288, i.e., 7% of the median price of the car.