Louisville, KY Auto Insurance Rates

Louisville, KY residents can save $660 by comparing multiple quotes & reading reviews & research on Louisville car insurance rates, quotes, agents & coverage.

Compare Quotes from Top Providers and Save now!

$1,160 $1,650 $2,350

Latest Auto Insurance Reviews in Louisville, Kentucky

Kentucky Farm Bureau
I have not extensively checked other companys' offerings. I just know that I have as good of a coverage on my car and home as anywhere else I checked, but I have a lower payment and deductible.
Kentucky Farm Bureau
I am satisfied with this insurance company. They give me the best auto rate. They are really helpful when you have a problem.
State Farm
I like the company because it is always easy to contact them when I need too. I also like that their office is close by. I really helps when paying bills and stuff.
American National Property And Casualty Company
The only thing I've found so far that I dislike is that our agent is not very computer literate. It is sometimes quite a process for him to be able to look things up when we ask why the price changed or to change something. In the end he can figure it out but it does seem like he struggles to find the information we are asking for.
State Farm
The biggest reason i continue to use State Farm is because my family uses it also and we receive a family discount. This has allowed our auto insurance rates to be lower than other providers. As of now, I am satisfied with State Farm and would give them a 2. I am not married to them and if a better offer from another trusted provider came along, I would entertain that.
American National Property And Casualty Company
Since I started with State Farm I've stayed with State Farm. But now shopping.
Kentucky Farm Bureau
They have everything any other insurance company offers but for us the rates are much better. We have 1000.00 deductible same as before but paying over 1000.00 a year less
State Farm
I do like how they are accessible via a local agent and that I can also contact them online if I wish to go that route. And the overall quality of the insurance is good.
I have no issues with the company and I am happy with everything they provide to me. I have not had any reason to dislike them.
Write Your Review | Louisville, Kentucky Auto Insurance Analysis
State Farm Auto Insurance, Louisville, KY
$104/1 month
Car Insurance Policy Holder
  • Married 31 Years old Female licensed 3 years ago with Financed Toyota Camry SE used for Business with estimated annual mileage of 3,001 - 5,000.
  • PhD & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage

Louisville Car Insurance Rate Comparisons

Louisville Central, KY's average car insurance of $1650 differs from Strathmoor Manor, KY (+$630), Indian Hills, KY (+$680), Kingsley, KY (+$630) and Kentucky (+$75)

Louisville Strathmoor Manor, KY Indian Hills, KY Kingsley, KY Kentucky
Median Insurance Rates $1650 +$630 +$680 +$630 +$75

Louisville Car Insurance Savings By Neighborhood & Street Area

Louisville Driver Street Residence & Car Locations Car Details in Louisville Louisville Driver Demographics Louisville Auto Insurance Estimates Recent Louisville Insurance Savings
German Town
E Hill St2007 Toyota Yaris 18 year female teenager$3,678$707
Marie St2002 Audi TT 225hp quattro36 year married man$2,654$627
Woodbine St2014 Hyundai Elantra SE18 year male teenager$3,952$858
Quincy St2013 Volkswagen Golf Base PZEV71 year male senior$1,805$373
Pin Aly2010 Chrysler Town and Country Touring Plus19 year teenager$4,159$360
St Bonaface Pl2014 Mazda MAZDA3 i Touring46 year man$2,254$493
Wilder Park
Old Park Blvd2014 Kia Optima EX82 year senior$1,590$477
Crittenden Dr2010 Lincoln MKX Base54 year woman$1,601$440
Roselane St2012 Nissan Juke S78 year female senior$1,849$652
Airmont Ct2014 Jeep Patriot Latitude54 year married woman$1,189$678

Louisville Post DUI Car Insurance Rates

Louisville Central Poplar Hills Parkway Village Louisville West Kentucky
Median Post DUI Insurance Rate $3069 +$1190 -$19 +$1357 +$139
Male Teenager Post DUI Insurance Rate $7825 +$3035 -$47 +$3463 +$355
Female Teenager Post DUI Insurance Rate $7181 +$2784 -$45 +$3177 +$325

The Post DUI insurance in Louisville Central, KY's is $3069 compared to Poplar Hills (+$1190), Parkway Village (-$19), Louisville West (+$1357) and Kentucky (+$139)

In Louisville Central, a male teenager with Post DUI pays $644 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2014 Hyundai Elantra SE in Louisville Central, KY would pay $7350 on auto insurance while a female teenager POST DUI would pay $6746.

Louisville Car Insurance by Segment

Louisville Teenagers Car Insurance Rates Comparison

2907 Louisville Central Teenagers (9% of total population), 53% Male & 47% Female.

Louisville Central Druid Hills Bellewood Poplar Hills Kentucky
All Teenagers $4075 +$1457 +$1457 +$1581 +$185
Male Teenager $4207 +$1505 +$1505 +$1632 +$191
Female Teenager $3861 +$1380 +$1380 +$1497 +$175

Louisville Central teenagers pay $4075 in insurance in contrast with Druid Hills (+$1457), Bellewood (+$1457), Poplar Hills (+$1581) and Kentucky (+$185). The difference between Male & Female teenagers in Louisville Central is $346


  • 2013 Ford Fusion SE Male Teenager Insurance Rate $3,774
  • 2014 Dodge Grand Caravan SXT Female Teenager Insurance Rate $3,648

Louisville Men & Women Car Insurance

30114 Louisville Central Adults (100% of total population), 54% Men & 46% Women.

Louisville Central Jeffersonville, IN Druid Hills Strathmoor Village Kentucky
All Women $1551 -$505 +$554 +$667 +$70
Married Women $1419 -$462 +$507 +$610 +$64
All Men $2326 -$757 +$832 +$1001 +$106
Married Men $2244 -$731 +$802 +$965 +$102

The typical insurance rate of $2326 that Louisville Central Men pay varies from Jeffersonville, IN (-$757), Druid Hills (+$832), Strathmoor Village (+$1001) and Kentucky (+$106). In Louisville Central, married men pay $825 more than married women.


  • 2013 GMC Sierra 1500 SLT Married Men Insurance Rate $2,170
  • 2014 Lexus IS 250 Base Married Women Insurance Rate $2,709

Louisville Senior Car Insurance

4719 Louisville Central Seniors (15% of total population), 44% Senior Men & 56% Senior Women.

Louisville Central Wellington Watterson Park Louisville West Kentucky
All Seniors $1897 +$679 +$219 +$840 +$86
Senior Men $1864 +$667 +$215 +$825 +$85
Senior Women $1947 +$696 +$224 +$861 +$88

Louisville Central seniors pay $1897 in insurance compared to Wellington (+$679), Watterson Park (+$219), Louisville West (+$840) and Kentucky (+$86). In Louisville Central, senior men pay $83 less than senior women.

Louisville Car Insurance Discounts for Multiple Vehicles

Louisville Central Population with 1 Vehicle 6212 (43% of Louisville Central population), 2 Vehicles 2191 (15% of the Louisville Central population) and 3 vehicles 323 (2% of the population)

Louisville Central Louisville South Wellington Poplar Hills Kentucky
2 Vehicles $3135 +$760 +$1121 +$1216 +$143
3 Vehicles $4785 +$1160 +$1711 +$1856 +$218
4 Vehicles $6435 +$1560 +$2301 +$2496 +$293

Car Insurance Agents in Louisville, KY

Rank Agent Name Agent Contact
1 AAA Insurance 3614 Fern Valley Rd, Louisville, KY 40219
2 AAA Insurance 321 Whittington Pkwy, Louisville, KY 40222
3 AAA Insurance 1805 Rockford Ln, Louisville, KY 40216
4 AAA Insurance 445 E Market St, Louisville, KY 40202
5 Aaron Thompson Agency 4229 Bardstown Rd Ste 126, Louisville, KY 40218
6 Able Insurance Service 5424 New Cut Rd Ste 2, Louisville, KY 40214
7 Acceptance Insurance 3616 Dixie Hwy, Louisville, KY 40216
8 A Central Insurance Agency 6708 Shepherdsville Rd, Louisville, KY 40228
9 Adam Sparks 3036 Hunsinger Ln, Louisville, KY 40220
10 AIA Agency 1700 Ups Dr Ste 106, Louisville, KY 40223

Louisville Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Toyota, Corolla LE $200 $1,750 $1,950 $1,650 $1,850 $100
Nissan, Sentra SR $1,000 $1,710 $2,210 $1,600 $2,600 $-390
Ford, Flex SEL $300 $1,690 $1,990 $1,620 $1,920 $70
GMC, Yukon XL Denali $100 $1,650 $1,750 $1,540 $1,640 $110
Porsche, Panamera $400 $2,070 $2,470 $1,920 $2,320 $150