Lafayette, LA Auto Insurance Rates

Lafayette, LA residents can save $890 by comparing multiple quotes & reading reviews & research on Lafayette car insurance rates, quotes, agents & coverage.

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$1,356 $2,228 $3,409

Latest Auto Insurance Reviews in Lafayette, Louisiana

The company was able to bundle with our home insurance which seemed good and made it very easy to make sure we made payments, they covered more than our previous car insurance company as well a little cheaper.
These are both comparable to other companies I have used. I have tried out lots of different companies and am completely happy with the premium and deductible I have now.
State Farm
I would rate State Farm a 3. I am happy with my auto insurance and the price. I am not happy that I cannot bundle my insurance because State Farm does not offer flood insurance in my area. The price for home owners insurance is also very expensive.
Horace Mann
Given that I work in insurance and my agency controls my account; there is nothing bad that I can recall regarding my insurance.
State Farm
I disliked some of the reviews customers of the company whether current or previous, about how the claims process went.
Horace Mann
My auto insurer has a steep premium compared to other local companies, all worth it in the end because of the personal service I recieve.
State Farm
The premium is very good. I have shopped around for other prices and nothing compares. What I get for the money is very reliable and worth it. I like the premium that I pay.
State Farm
My policy USED to provide a dedicated person to work with me on claims -- it's kind of gone hill in the last few years, and I am currently shopping for new insurance to see if I can get better prices elsewhere. Other than that, the best part of this policy is the ease of use and the lack of increase in rates.
I like their affordable rates and their willingness to help out in an emergency
Write Your Review | Lafayette, Louisiana Auto Insurance Analysis
State Farm Auto Insurance, Lafayette, LA
$126/1 month
Car Insurance Policy Holder
  • Single 31 Years old Female licensed 1 year ago with Leased Toyota Camry SE used for Business with estimated annual mileage of 15,001 - 20,000.
  • bachelors degree & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $10K (Per Person Bodily Injury) / $20K (Per Accident Bodily Injury)
  • 50 K Property Damage
  • 25 K Personal Injury Protection
  • 10 K Uninsured Motorists Bodily Injury
  • 20 K Uninsured Motorists Property Damage

Lafayette Car Insurance Rate Comparisons

Lafayette, LA's average car insurance of $2228 differs from Breaux Bridge, LA (+$1302), Carencro, LA (+$12), Branch, LA (+$872) and Louisiana (+$471)

Lafayette Breaux Bridge, LA Carencro, LA Branch, LA Louisiana
Median Insurance Rates $2228 +$1302 +$12 +$872 +$471

Lafayette Car Insurance Savings By Neighborhood & Street Area

Lafayette Driver Street Residence & Car Locations Car Details in Lafayette Lafayette Driver Demographics Lafayette Auto Insurance Estimates Recent Lafayette Insurance Savings
Smittys Mobile Home Park
Dove Cir2006 Buick Rendezvous CX16 year teenager$4,466$473
Cobblestone Rd2005 Cadillac DeVille DTS33 year married man$3,317$979
N Dearborne Rd2009 Ford Fusion V6 SEL17 year female teenager$4,396$401
Golden Grain Rd2010 Toyota Prius I48 year man$2,819$886
Countryside Mobile Home Park
Four Sisters Rd2007 Acura TSX Base w/Navi19 year male teenager$5,200$771
Mire St2008 Chevrolet Silverado 2500HD Work Truck79 year female senior$2,686$556
Vermillion Court Mobile Home Park
Acres Dr2006 Chrysler 300C SRT-8 Base70 year senior$2,490$790
Rue Plaisance2011 Hyundai Sonata GLS33 year woman$1,882$795
Arbolada Addition
Chargois Springs Dr2010 Mazda Mazda3 s Sport83 year male senior$2,510$711
E Vermilion St2008 Audi A6 3.2 quattro40 year married woman$2,130$657

Lafayette Post DUI Car Insurance Rates

Lafayette Ossun St. Martinville Branch Louisiana
Median Post DUI Insurance Rate $4144 +$1026 +$2440 +$1622 +$876
Male Teenager Post DUI Insurance Rate $10856 +$2690 +$6393 +$4250 +$2296
Female Teenager Post DUI Insurance Rate $9489 +$2351 +$5588 +$3715 +$2005

The Post DUI insurance in Lafayette, LA's is $4144 compared to Ossun (+$1026), St. Martinville (+$2440), Branch (+$1622) and Louisiana (+$876)

In Lafayette, a male teenager with Post DUI pays $1367 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2009 Ford Fusion V6 SEL in Lafayette, LA would pay $9355 on auto insurance while a female teenager POST DUI would pay $8176.

Lafayette Car Insurance by Segment

Lafayette Teenagers Car Insurance Rates Comparison

15898 Lafayette Teenagers (7% of total population), 50% Male & 50% Female.

Lafayette Carencro Youngsville Arnaudville Louisiana
All Teenagers $5414 +$29 -$20 +$3431 +$1144
Male Teenager $5837 +$31 -$21 +$3699 +$1234
Female Teenager $5102 +$27 -$19 +$3233 +$1078

Lafayette teenagers pay $5414 in insurance in contrast with Carencro (+$29), Youngsville (-$20), Arnaudville (+$3431) and Louisiana (+$1144). The difference between Male & Female teenagers in Lafayette is $735


  • 2012 Dodge Journey SXT Male Teenager Insurance Rate $5,161
  • 2011 Kia Sorento LX Female Teenager Insurance Rate $4,220

Lafayette Men & Women Car Insurance

221602 Lafayette Adults (100% of total population), 49% Men & 51% Women.

Lafayette Scott Arnaudville Breaux Bridge Louisiana
All Women $2138 +$22 +$1356 +$1250 +$453
Married Women $2072 +$20 +$1313 +$1210 +$438
All Men $3252 +$33 +$2062 +$1901 +$688
Married Men $3096 +$31 +$1963 +$1810 +$655

The typical insurance rate of $3252 that Lafayette Men pay varies from Scott (+$33), Arnaudville (+$2062), Breaux Bridge (+$1901) and Louisiana (+$688). In Lafayette, married men pay $1024 more than married women.


  • 2007 Jeep Grand Cherokee SRT-8 Married Men Insurance Rate $2,944
  • 2013 Nissan Rogue SV Married Women Insurance Rate $2,739

Lafayette Senior Car Insurance

33134 Lafayette Seniors (14% of total population), 44% Senior Men & 56% Senior Women.

Lafayette Cecilia Parks Abbeville Louisiana
All Seniors $2940 +$1838 +$1970 +$1864 +$622
Senior Men $2896 +$1810 +$1940 +$1836 +$612
Senior Women $2985 +$1865 +$1999 +$1892 +$631

Lafayette seniors pay $2940 in insurance compared to Cecilia (+$1838), Parks (+$1970), Abbeville (+$1864) and Louisiana (+$622). In Lafayette, senior men pay $89 less than senior women.

Lafayette Car Insurance Discounts for Multiple Vehicles

Lafayette Population with 1 Vehicle 31852 (37% of Lafayette population), 2 Vehicles 35361 (41% of the Lafayette population) and 3 vehicles 9408 (11% of the population)

Lafayette Abbeville Youngsville Grand Coteau Louisiana
2 Vehicles $4234 +$2682 -$16 +$2682 +$895
3 Vehicles $6462 +$4094 -$24 +$4094 +$1366
4 Vehicles $8690 +$5506 -$32 +$5506 +$1837

Lafayette Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Infiniti, QX56 $100 $2,340 $2,440 $2,150 $2,250 $190
GMC, Acadia Denali $200 $2,340 $2,540 $2,140 $2,340 $200
GMC, Sierra 2500HD SLT $500 $2,330 $2,830 $2,200 $2,700 $130
Porsche, 911 Turbo S $400 $2,660 $3,060 $2,500 $2,900 $160
BMW, 750i $1,000 $2,470 $2,970 $2,360 $3,360 $-390