Irvine, CA Auto Insurance Rates

Irvine, CA residents can save $540 by comparing multiple quotes & reading reviews & research on Irvine car insurance rates, quotes, agents & coverage.

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LowestAverageHighest
$934 $1,351 $1,946

Latest Auto Insurance Reviews in Irvine, California


The Hartford
In my mind the policy offerings are probably more than most small providers and probably average compared to large insurance carriers. As long as I am happy, I will stick with the current insurance company.
Geico
I don't really think about my car insurance too hard. I like that they're consistent and reliable when I need them.
Geico
I like that they had the best price for the coverage offered, and that they are financially secure, and far less liberal in politics then Progressive.
Fred Loya Insurance
I do like this company. They offer me the insurance I need for a price that I'm willing to pay for a car like mine.
Nationwide
I used to have a different company who raised rates considerably when my young adult son began to drive. Frustrated with that I moved to another company through AARP that lowered significantly our rates. But then I obtained a motorcycle that found that that company didn't cover motorcycles. I switched to my current company because they kept rates low and covered the motorcycle. Rates were almost 1/2 of what I had before.
Esurance
The premium I am charged with esurance is great. I know I am getting a great deal. I shopped around before choosing esurance, and esurance was the best choice for me and my family.
Progressive
I think all insurance companies are the same. I dont think they are different, the only difference is the cost.
The Hartford
Reduced rates for taking drivers training course they provide.
Allstate
Overall, All-State is a great company. I would recommend anyone to use it. Farmer's may be the premier insurance company, but I have found that All State can do everything that Farmer's does, but at a cheaper price. I love my agent and I would recommend him to anyone.
Write Your Review | Irvine, California Auto Insurance Analysis
Farmers Auto Insurance, Irvine, CA
$58/1 month
Car Insurance Policy Holder
  • Single 28 Years old Male licensed 9 years ago with Own Lexus GX460 Premium used for Business with estimated annual mileage of 6,001 - 7,500.
  • high school education & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 50 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage

Irvine Car Insurance Rate Comparisons

Irvine, CA's average car insurance of $1351 differs from Costa Mesa, CA (+$8), Tustin, CA (-$27), Aliso Viejo, CA (-$111) and California (+$468)

Irvine Costa Mesa, CA Tustin, CA Aliso Viejo, CA California
Median Insurance Rates $1351 +$8 -$27 -$111 +$468

Irvine Car Insurance Savings By Neighborhood & Street Area

Irvine Driver Street Residence & Car Locations Car Details in Irvine Irvine Driver Demographics Irvine Auto Insurance Estimates Recent Irvine Insurance Savings
Lemon Heights
Bridger2005 Buick Rendezvous CXL17 year teenager$2,951$473
Sleeper Ave2011 Hyundai Sonata GLS38 year woman$1,281$333
Serrano Place
Owens Lake Cir2002 Chevrolet Silverado K2500 Heavy Duty17 year female teenager$2,740$400
Ticonderoga Ln2010 Mazda Mazda3 s Sport34 year married man$1,560$774
San Joaquin Hills
Brigmore Aisle2011 Kia Sorento LX82 year senior$1,263$942
Sevenoaks2010 Ford Fusion SE37 year married woman$1,166$674
Laguna Hills Mobile Home Estates
Cmt Pacifico2009 Chrysler 300 Touring72 year female senior$1,446$824
Pina2010 Toyota Prius I18 year male teenager$2,618$396
Browning
Via Corella2010 Nissan Rogue SL28 year man$1,625$326
Cll Lamancha2013 Honda Civic LX74 year male senior$1,222$908

Irvine Post DUI Car Insurance Rates

Irvine Fountain Valley Laguna Woods Laguna Niguel California
Median Post DUI Insurance Rate $2512 +$164 +$2193 -$130 +$871
Male Teenager Post DUI Insurance Rate $5477 +$357 +$4780 -$284 +$1897
Female Teenager Post DUI Insurance Rate $5451 +$355 +$4760 -$283 +$1890

The Post DUI insurance in Irvine, CA's is $2512 compared to Fountain Valley (+$164), Laguna Woods (+$2193), Laguna Niguel (-$130) and California (+$871)

In Irvine, a male teenager with Post DUI pays $26 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2002 Chevrolet Silverado K2500 Heavy Duty in Irvine, CA would pay $5120 on auto insurance while a female teenager POST DUI would pay $5096.

Irvine Car Insurance by Segment

Irvine Teenagers Car Insurance Rates Comparison

19939 Irvine Teenagers (9% of total population), 48% Male & 52% Female.

Irvine Central Coast Santa Ana Aliso Viejo California
All Teenagers $2945 +$2243 +$233 -$242 +$1020
Male Teenager $2945 +$2243 +$233 -$242 +$1020
Female Teenager $2931 +$2233 +$232 -$241 +$1016

Irvine teenagers pay $2945 in insurance in contrast with Central Coast (+$2243), Santa Ana (+$233), Aliso Viejo (-$242) and California (+$1020). The difference between Male & Female teenagers in Irvine is $14

Example

  • 2012 Jeep Wrangler Sport Male Teenager Insurance Rate $2,581
  • 2009 Acura TSX Base Female Teenager Insurance Rate $2,862

Irvine Men & Women Car Insurance

213880 Irvine Adults (100% of total population), 50% Men & 50% Women.

Irvine Laguna Woods Laguna Beach Anaheim-Santa Ana-Garden Grove California
All Women $1310 +$1144 +$1124 +$115 +$454
Married Women $1269 +$1109 +$1090 +$112 +$440
All Men $1715 +$1498 +$1472 +$151 +$595
Married Men $1634 +$1427 +$1403 +$144 +$566

The typical insurance rate of $1715 that Irvine Men pay varies from Laguna Woods (+$1498), Laguna Beach (+$1472), Anaheim-Santa Ana-Garden Grove (+$151) and California (+$595). In Irvine, married men pay $365 more than married women.

Example

  • 2014 Dodge Journey SXT Married Men Insurance Rate $1,552
  • 2010 Cadillac DTS Premium Collection Married Women Insurance Rate $1,822

Irvine Senior Car Insurance

28238 Irvine Seniors (13% of total population), 45% Senior Men & 55% Senior Women.

Irvine Fountain Valley Orange Anaheim-Santa Ana-Garden Grove California
All Seniors $1432 +$93 -$17 +$126 +$496
Senior Men $1405 +$91 -$17 +$123 +$486
Senior Women $1459 +$95 -$18 +$128 +$505

Irvine seniors pay $1432 in insurance compared to Fountain Valley (+$93), Orange (-$17), Anaheim-Santa Ana-Garden Grove (+$126) and California (+$496). In Irvine, senior men pay $54 less than senior women.

Irvine Car Insurance Discounts for Multiple Vehicles

Irvine Population with 1 Vehicle 25057 (32% of Irvine population), 2 Vehicles 36526 (47% of the Irvine population) and 3 vehicles 9906 (13% of the population)

Irvine Tustin Anaheim-Santa Ana-Garden Grove Laguna Niguel California
2 Vehicles $2567 -$51 +$226 -$133 +$890
3 Vehicles $3918 -$78 +$345 -$203 +$1358
4 Vehicles $5269 -$105 +$464 -$273 +$1826

Irvine Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Ford, Fiesta SE $500 $1,330 $1,830 $1,240 $1,740 $90
Honda, CR-V EX $1,500 $1,320 $1,820 $1,260 $2,760 $-940
Chevrolet, Silverado 1500 Work Truck $1,000 $1,360 $1,860 $1,250 $2,250 $-390
Chevrolet, Corvette $200 $1,480 $1,680 $1,400 $1,600 $80
Toyota, Camry XLE $300 $1,310 $1,610 $1,220 $1,520 $90