Homestead, FL Auto Insurance Rates

Homestead, FL residents can save $920 by comparing multiple quotes & reading reviews & research on Homestead car insurance rates, quotes, agents & coverage.

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LowestAverageHighest
$1,451 $2,307 $4,132

Latest Auto Insurance Reviews in Homestead, Florida


Safeco Insurance
I have no problem with the premiums and the insurance company thinks for us and adjusts to our pocket and is based on the quality of life of each person or family that uses it
Safeco Insurance
I would 100% recommend Safeco to my family and friends. Safeco has been really good to me and my family.
Geico
I like that they are cheaper for the same coverage. I like that they have an intuitive web site that I can use to pay or change my coverage.
Geico
My auto insurance company's offerings compared to other insurance providers is of better quality and the premium is a lot cheaper compared to these other companies. My insurance company is affordable and provides a lot of coverage.
Esurance
Esurance premiums are significantly lower cost than most other carriers, achieving at least a 10-20% savings. Additional savings can be obtained by combining automobile coverage with other types of coverage.
Farmer's Insurance
The only thing I can think of is the hours. I feel they should have at least one day a week with later hours for people who work late. It would make it easier for customers to go in to the office, if needed, if they did.
Esurance
Overall I am very happy with the company. We seriously haven't had problems out them. The 2 tow truck incidents were on the towing service not the insurance, but it was still frusting.
Usaa
Same coverages available to choose from, but with additional accident forgiveness.
Progressive
I have only ever had to contact my insurance company by phone, one time, and it went very smoothly. I like that the only contact between us is non-verbal.
Geico
It's the least expensive I've found for the same, or better, liability coverage. I'm happy with it because I get a discount for paying six months at a time online.
Write Your Review | Homestead, Florida Auto Insurance Analysis
Chubb Group Of Insurance, Homestead, FL
$172/1 month
Car Insurance Policy Holder
  • Single 74 Years old Male licensed 2 years ago with Own Dodge Charger SE used for Commute to Work or School with estimated annual mileage of 20,001+.
  • high school education & Retired.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $10K (Per Person Bodily Injury) / $20K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 25 K Personal Injury Protection
  • 10 K Uninsured Motorists Bodily Injury
  • 20 K Uninsured Motorists Property Damage

Homestead Car Insurance Rate Comparisons

Homestead, FL's average car insurance of $2307 differs from Homestead Base, FL (-$517), Goulds, FL (-$767), Princeton-Goulds, FL (-$1057) and Florida (-$943)

Homestead Homestead Base, FL Goulds, FL Princeton-Goulds, FL Florida
Median Insurance Rates $2307 -$517 -$767 -$1057 -$943

Homestead Car Insurance Savings By Neighborhood & Street Area

Homestead Driver Street Residence & Car Locations Car Details in Homestead Homestead Driver Demographics Homestead Auto Insurance Estimates Recent Homestead Insurance Savings
Other Area
SW 392nd St1999 Cadillac Seville STS43 year woman$2,333$931
SW 180th Ave2005 Chrysler Pacifica Base18 year male teenager$5,624$723
Boardwalk Mobile Home Park
SE 1st Rd2006 Buick Rendezvous CX62 year senior$3,038$967
Red Rd2009 Ford Fusion SEL17 year teenager$5,528$713
Palm Garden Manufactured Home Community
SW 300th Ter2010 Mazda Mazda3 s Sport16 year female teenager$5,244$500
SW 289th St2012 Hyundai Sonata GLS73 year male senior$3,444$621
Goldcoaster Mobile Home Park
SW 349th St2010 Toyota Prius 70 year female senior$3,189$573
SW 348th St2012 Dodge Journey Crew42 year married man$3,577$429
Homestead Trailer Park
SW 10th Ave2007 Lexus GS 350 Base46 year married woman$2,079$398
NW 187th Ave2013 Honda Civic LX42 year man$3,593$736

Homestead Post DUI Car Insurance Rates

Homestead Richmond West Islandia Country Walk Florida
Median Post DUI Insurance Rate $4291 -$2543 -$999 -$869 -$1754
Male Teenager Post DUI Insurance Rate $11541 -$6839 -$2686 -$2336 -$4717
Female Teenager Post DUI Insurance Rate $10296 -$6100 -$2395 -$2083 -$4209

The Post DUI insurance in Homestead, FL's is $4291 compared to Richmond West (-$2543), Islandia (-$999), Country Walk (-$869) and Florida (-$1754)

In Homestead, a male teenager with Post DUI pays $1245 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2006 Buick Rendezvous CX in Homestead, FL would pay $10270 on auto insurance while a female teenager POST DUI would pay $9164.

Homestead Car Insurance by Segment

Homestead Teenagers Car Insurance Rates Comparison

8172 Homestead Teenagers (7% of total population), 50% Male & 50% Female.

Homestead Cutler Bay Palmetto Estates Upper Keys Florida
All Teenagers $5813 -$3344 -$2336 -$1252 -$2376
Male Teenager $6205 -$3569 -$2493 -$1337 -$2536
Female Teenager $5536 -$3184 -$2224 -$1192 -$2263

Homestead teenagers pay $5813 in insurance in contrast with Cutler Bay (-$3344), Palmetto Estates (-$2336), Upper Keys (-$1252) and Florida (-$2376). The difference between Male & Female teenagers in Homestead is $669

Example

  • 2005 Chevrolet Silverado 2500HD Work Truck Male Teenager Insurance Rate $5,996
  • 2011 Nissan Rogue SV Female Teenager Insurance Rate $5,484

Homestead Men & Women Car Insurance

114304 Homestead Adults (100% of total population), 53% Men & 47% Women.

Homestead North Key Largo Islandia Miami-Dade County Florida
All Women $2122 -$402 -$494 -$1239 -$868
Married Women $1937 -$367 -$451 -$1131 -$792
All Men $3806 -$721 -$886 -$2222 -$1556
Married Men $3691 -$699 -$859 -$2155 -$1509

The typical insurance rate of $3806 that Homestead Men pay varies from North Key Largo (-$721), Islandia (-$886), Miami-Dade County (-$2222) and Florida (-$1556). In Homestead, married men pay $1754 more than married women.

Example

  • 2014 Kia Sorento LX Married Men Insurance Rate $3,752
  • 2014 Jeep Wrangler Sport Married Women Insurance Rate $3,313

Homestead Senior Car Insurance

12103 Homestead Seniors (10% of total population), 46% Senior Men & 54% Senior Women.

Homestead Islandia Upper Keys Princeton-Goulds Florida
All Seniors $3414 -$795 -$736 -$1564 -$1396
Senior Men $3506 -$816 -$755 -$1606 -$1433
Senior Women $3322 -$774 -$716 -$1522 -$1358

Homestead seniors pay $3414 in insurance compared to Islandia (-$795), Upper Keys (-$736), Princeton-Goulds (-$1564) and Florida (-$1396). In Homestead, senior men pay $184 more than senior women.

Homestead Car Insurance Discounts for Multiple Vehicles

Homestead Population with 1 Vehicle 12907 (42% of Homestead population), 2 Vehicles 10157 (33% of the Homestead population) and 3 vehicles 2700 (9% of the population)

Homestead Princeton Islandia Key Largo Florida
2 Vehicles $4384 -$1553 -$1021 -$850 -$1792
3 Vehicles $6691 -$2370 -$1558 -$1297 -$2735
4 Vehicles $8998 -$3187 -$2095 -$1744 -$3678

Homestead Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Volvo, XC60 R-Design $700 $2,910 $3,410 $2,690 $3,390 $20
Volvo, S60 T6 $200 $2,820 $3,020 $2,670 $2,870 $150
Chevrolet, Silverado 1500 Work Truck $400 $2,800 $3,200 $2,630 $3,030 $170
Ford, Explorer AWD $1,500 $2,690 $3,190 $2,520 $4,020 $-830
Lincoln, MKS $100 $2,620 $2,720 $2,430 $2,530 $190