Gardner, IL Auto Insurance Rates

Gardner, IL residents can save $530 by comparing multiple quotes & reading reviews & research on Gardner car insurance rates, quotes, agents & coverage.

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$820 $1,320 $2,460
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Gardner Car Insurance Rate Comparisons

Gardner, IL's average car insurance of $1320 differs from New Berlin, IL (+$410), Woodside, IL (+$520), Springfield, IL (-$285) and Illinois (+$2)

Gardner New Berlin, IL Woodside, IL Springfield, IL Illinois
Median Insurance Rates $1320 +$410 +$520 -$285 +$2

Gardner Car Insurance Savings By Neighborhood & Street Area

Gardner Driver Street Residence & Car Locations Car Details in Gardner Gardner Driver Demographics Gardner Auto Insurance Estimates Recent Gardner Insurance Savings
Bradfordton
Rolling Meadows Ln2007 Chevrolet Colorado LT61 year female senior$1,717$617
Co Hwy 212009 Dodge Grand Caravan C/V18 year male teenager$4,316$323
Flossmore Dr2013 Ford Fiesta S35 year woman$1,085$451
Ridgely
Buddy2007 Audi A4 2.0T33 year man$2,496$991
N Airport Dr2008 Toyota Prius Base76 year male senior$1,638$661
Buckhorn Dr2007 Cadillac STS V629 year married man$2,212$379
Bates
Frank St2012 Nissan Rogue S32 year married woman$1,041$969
Cartwright St2011 Volkswagen GTI Base PZEV19 year female teenager$3,738$640
Bando
Hazelnut Dr2011 GMC Acadia SLE60 year senior$1,749$671
N Durkin Dr2013 Hyundai Genesis Coupe 2.0T16 year teenager$4,064$794

Gardner Post DUI Car Insurance Rates

Gardner Southern View Cantrall Island Grove Illinois
Median Post DUI Insurance Rate $2455 +$967 +$855 +$855 +$3
Male Teenager Post DUI Insurance Rate $9207 +$3627 +$3208 +$3208 +$13
Female Teenager Post DUI Insurance Rate $7758 +$3056 +$2702 +$2702 +$11

The Post DUI insurance in Gardner, IL's is $2455 compared to Southern View (+$967), Cantrall (+$855), Island Grove (+$855) and Illinois (+$3)

In Gardner, a male teenager with Post DUI pays $1449 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2013 Ford Fiesta S in Gardner, IL would pay $8055 on auto insurance while a female teenager POST DUI would pay $6787.

Gardner Car Insurance by Segment

Gardner Teenagers Car Insurance Rates Comparison

359 Gardner Teenagers (8% of total population), 49% Male & 51% Female.

Gardner Athens Cartwright Curran Illinois
All Teenagers $4527 +$1681 +$1269 +$412 +$7
Male Teenager $4950 +$1837 +$1387 +$450 +$7
Female Teenager $4171 +$1548 +$1169 +$379 +$6

Gardner teenagers pay $4527 in insurance in contrast with Athens (+$1681), Cartwright (+$1269), Curran (+$412) and Illinois (+$7). The difference between Male & Female teenagers in Gardner is $779

Example

  • 2011 Chrysler 300 C Male Teenager Insurance Rate $4,211
  • 2014 Kia Optima SX Turbo Female Teenager Insurance Rate $3,434

Gardner Men & Women Car Insurance

4253 Gardner Adults (100% of total population), 51% Men & 49% Women.

Gardner Pleasant Plains Fancy Creek Capital Illinois
All Women $1240 +$423 +$47 +$489 +$2
Married Women $1161 +$396 +$44 +$458 +$2
All Men $2296 +$783 +$87 +$905 +$4
Married Men $1993 +$679 +$75 +$785 +$3

The typical insurance rate of $2296 that Gardner Men pay varies from Pleasant Plains (+$783), Fancy Creek (+$87), Capital (+$905) and Illinois (+$4). In Gardner, married men pay $832 more than married women.

Example

  • 2014 Acura RDX Base Married Men Insurance Rate $1,745
  • 2011 BMW 5 Series 528i Married Women Insurance Rate $2,349

Gardner Senior Car Insurance

980 Gardner Seniors (23% of total population), 46% Senior Men & 54% Senior Women.

Gardner Woodside Pleasant Plains Capital Illinois
All Seniors $1874 +$738 +$639 +$738 +$3
Senior Men $1914 +$754 +$652 +$754 +$2
Senior Women $1861 +$733 +$634 +$733 +$3

Gardner seniors pay $1874 in insurance compared to Woodside (+$738), Pleasant Plains (+$639), Capital (+$738) and Illinois (+$3). In Gardner, senior men pay $53 more than senior women.

Gardner Car Insurance Discounts for Multiple Vehicles

Gardner Population with 1 Vehicle 408 (23% of Gardner population), 2 Vehicles 646 (37% of the Gardner population) and 3 vehicles 393 (22% of the population)

Gardner Jerome Fancy Creek Pleasant Plains Illinois
2 Vehicles $2508 +$817 +$95 +$855 +$4
3 Vehicles $3828 +$1247 +$145 +$1305 +$6
4 Vehicles $5148 +$1677 +$195 +$1755 +$8

Gardner Auto & Home Insurance Bundling Discounts

Gardner, IL Car Insurance Gardner, IL Home Insurance
Details Toyota, Avalon 5 Beds, 1 Baths, 1,600 Square Feet worth $173,000
Insurance Rates Individually $1,160 $1,560
Savings from buying both from the same company $380.8

Gardner Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Chevrolet, Express 1500 LS $100 $1,390 $1,490 $1,310 $1,410 $80
Lexus, GX460 Premium $300 $1,430 $1,730 $1,330 $1,630 $100
Volkswagen, Touareg Hybrid $200 $1,520 $1,720 $1,410 $1,610 $110
Hyundai, Sonata GLS $1,500 $1,470 $1,970 $1,390 $2,890 $-920
BMW, X5 35I $500 $1,350 $1,850 $1,260 $1,760 $90

Gardner Insurance Rates by Make

Gardner Audi Insurance

ModelsInsurance RateChathamLeland GroveJacksonville No. 11Petersburg East No. 13
Q5$1180+$330+$170-$240-$350
Q7$1440+$400+$210-$290-$420
TTS$1570+$440+$230-$320-$460
TT$1540+$430+$220-$310-$450
A3$1360+$380+$200-$280-$400
A5$1460+$410+$210-$300-$430
A4$1330+$370+$190-$270-$390
A8$1910+$530+$280-$390-$560

Gardner BMW Insurance

ModelsInsurance RateNorth OtterJacksonville No. 16LoamiKincaid
7 series$2000-$150-$410-$650-$660
5 series$1460-$110-$300-$470-$480
M series$2080-$150-$420-$670-$690

Gardner Buick Insurance

ModelsInsurance RateClear LakeJacksonville No. 8LoamiGirard
Lacrosse$1110-$330-$340-$360-$370
Enclave$1100-$330-$340-$360-$360
Regal$1110-$330-$340-$360-$370

Gardner Cadillac Insurance

ModelsInsurance RateJacksonville No. 16Jacksonville No. 8Athens North No. 2Hurlbut
Escalade$1580-$320-$490-$500-$520
SRX$1240-$250-$380-$390-$410
CTS$1470-$300-$450-$460-$490

Gardner Chevrolet Insurance

ModelsInsurance RateLeland GroveJacksonville No. 18New HollandCapital
Cruze$1200+$170-$400-$470-$470
Camaro$1310+$190-$430-$510-$510
Avalanche$1220+$180-$400-$480-$480

Gardner Ford Insurance

ModelsInsurance RateJacksonville No. 6DivernonSugar Grove No. 5Waverly No. 2
Flex$1140-$370-$390-$410-$430
Expedition$1160-$380-$400-$420-$440
Transit$1080-$350-$370-$390-$410
Fiesta$1120-$360-$390-$400-$420
Fusion$1130-$370-$390-$410-$430
Edge$1080-$350-$370-$390-$410
Mustang$1490-$480-$520-$540-$560

Gardner Honda Insurance

ModelsInsurance RatePetersburg South No. 15CantrallSugar Grove No. 5Irish Grove No. 4
Fit$1100-$70-$380-$400-$420
CR-Z$1220-$80-$420-$440-$470
Odyssey$1000-$70-$350-$360-$380

Gardner Mazda Insurance

ModelsInsurance RateRock Creek No. 12PhiladelphiaMiddletownBuckhart
CX-9$1090-$160-$360-$390-$430
Mazda3i$1260-$180-$420-$460-$490
Mazda5$1150-$160-$380-$420-$450
Mazda6s$1210-$170-$400-$440-$470
Mazda6i$1140-$160-$380-$410-$450

Gardner Nissan Insurance

ModelsInsurance RateJacksonville No. 11LoamiThayerCapital
NV3500$1150-$230-$370-$430-$450
Rogue$1120-$230-$360-$420-$440
Titan$1250-$250-$400-$470-$490
370Z$1530-$310-$500-$580-$600
Quest$1230-$250-$400-$460-$480
Armada$1240-$250-$400-$470-$490
Juke$1140-$230-$370-$430-$450
Maxima$1280-$260-$410-$480-$500

Gardner Toyota Insurance

ModelsInsurance RateWaverly No. 3JeisyvilleFancy Prairie No. 3Ashland
Avalon$1160-$230-$350-$390-$390
Sienna$1030-$200-$310-$350-$350
Camry$1140-$220-$340-$390-$390

Gardner Volkswagen Insurance

ModelsInsurance RateClear LakeJacksonville No. 8GrandviewPleasant Plains
CC$1230-$370-$380-$410-$420
Jetta$1120-$340-$350-$370-$380
Touareg$1270-$380-$390-$420-$430