Fort Collins, CO Auto Insurance Rates

Fort Collins, CO residents can save $370 by comparing multiple quotes & reading reviews & research on Fort Collins car insurance rates, quotes, agents & coverage.

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$702 $922 $1,151

Latest Auto Insurance Reviews in Fort Collins, Colorado

they are ver affordable and the price is good. the overage i get is a good value with this company. they were cheaper then several others that i got a quote from
Liberty Mutual
I think the premium and the deductible is fair. Its not too expensive every month and the deductible really is reasonable given I drive an older car and I am not an overly experienced driver. I like that I can set my billing for autopay and not have to worry about making a payment every month.
I used to live in North Dakota, where I had insurance and only paid about $27 a month and it was great insurance. Now, since moving to Minnesota, the cheapest insurance I could get was, at minimum $57 a month and that's after their "discount" which was only about a 50 cent discount. I would rate this a 3, as it's easy to pay, find and print off your car insurance details but it's more expensive than what I'm used to.
Alcott Insurance
I feel that the premium is kind of expensive but that is because my daughter is on my policy and she is a female who is 21 and that makes the cost of my plan a little higher. I believe if that was not an issue it would be more affordable.
The premium I am paying is, in my opinion, a bit ridiculous. Also, I had a bad experience when using the roadside assistance because the towing company my insurance chooses to work with was unreliable.
They have great customer support. Signing up was clear and easy. Any time we have had to talk to a representative they have been friendly and helpful.
I dislike that this company is an online only company. I dislike that everything is done that way or using customer service over the phone. There are no local offices or places to go to.
My premium is a bit high, but with other companies, it was actually higher. I also paid much less before adding more people to my policy. So I question my premium cost often and research what other companies offer.
Write Your Review | Fort Collins, Colorado Auto Insurance Analysis
Amica Auto Insurance, Fort Collins, CO
$69/1 month
Car Insurance Policy Holder
  • Single 76 Years old Male licensed 23 years ago with Financed Jeep Patriot Sport used for Commute to Work or School with estimated annual mileage of 7,501 - 9,000.
  • high school education & Retired.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $300K (Per Person Bodily Injury) / $300K (Per Accident Bodily Injury)
  • 50 K Property Damage
  • 500 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage

Fort Collins Car Insurance Rate Comparisons

Fort Collins, CO's average car insurance of $922 differs from Laporte, CO (+$508), Gilcrest, CO (+$828), Loveland, CO (+$7) and Colorado (+$349)

Fort Collins Laporte, CO Gilcrest, CO Loveland, CO Colorado
Median Insurance Rates $922 +$508 +$828 +$7 +$349

Fort Collins Car Insurance Savings By Neighborhood & Street Area

Fort Collins Driver Street Residence & Car Locations Car Details in Fort Collins Fort Collins Driver Demographics Fort Collins Auto Insurance Estimates Recent Fort Collins Insurance Savings
Trilby Corner
Parkway Cir W1996 Cadillac Seville SLS17 year female teenager$3,546$474
Westbourn Cir2005 Buick Rendezvous CX78 year senior$985$710
Spurge Cir2007 Ford Fusion V6 SEL16 year male teenager$2,767$829
Renegade Ct2012 Hyundai Sonata GLS39 year man$1,332$363
Pleasant Acres Dr2006 Chrysler 300 C82 year female senior$990$583
Verde Ave2010 Mazda Mazda3 s Sport34 year woman$797$341
Kenyon Corner
Brookhill Rd2010 Toyota Prius III32 year married man$1,162$659
Round Butte Dr2009 Acura TSX Base48 year married woman$816$482
Bockman Dr2013 Honda Civic LX70 year male senior$1,003$558
Mitchell Dr2011 Kia Sorento LX17 year teenager$2,643$564

Fort Collins Post DUI Car Insurance Rates

Fort Collins Larimer County Greeley Mead Colorado
Median Post DUI Insurance Rate $1714 +$573 +$75 +$201 +$650
Male Teenager Post DUI Insurance Rate $5743 +$1920 +$249 +$674 +$2175
Female Teenager Post DUI Insurance Rate $5539 +$1848 +$240 +$647 +$2096

The Post DUI insurance in Fort Collins, CO's is $1714 compared to Larimer County (+$573), Greeley (+$75), Mead (+$201) and Colorado (+$650)

In Fort Collins, a male teenager with Post DUI pays $204 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2007 Ford Fusion V6 SEL in Fort Collins, CO would pay $5146 on auto insurance while a female teenager POST DUI would pay $4960.

Fort Collins Car Insurance by Segment

Fort Collins Teenagers Car Insurance Rates Comparison

14308 Fort Collins Teenagers (9% of total population), 50% Male & 50% Female.

Fort Collins Larimer County Loveland Nunn Colorado
All Teenagers $3042 +$1017 +$23 +$2700 +$1152
Male Teenager $3088 +$1032 +$24 +$2741 +$1169
Female Teenager $2978 +$994 +$22 +$2642 +$1127

Fort Collins teenagers pay $3042 in insurance in contrast with Larimer County (+$1017), Loveland (+$23), Nunn (+$2700) and Colorado (+$1152). The difference between Male & Female teenagers in Fort Collins is $110


  • 2008 Audi A4 3.2 quattro Male Teenager Insurance Rate $3,430
  • 2012 Dodge Journey Crew Female Teenager Insurance Rate $2,874

Fort Collins Men & Women Car Insurance

158413 Fort Collins Adults (100% of total population), 50% Men & 50% Women.

Fort Collins Milliken Pierce Loveland Colorado
All Women $875 +$44 +$778 +$7 +$332
Married Women $829 +$42 +$737 +$7 +$314
All Men $1410 +$71 +$1252 +$11 +$534
Married Men $1309 +$65 +$1161 +$10 +$495

The typical insurance rate of $1410 that Fort Collins Men pay varies from Milliken (+$71), Pierce (+$1252), Loveland (+$11) and Colorado (+$534). In Fort Collins, married men pay $480 more than married women.


  • 2003 Chevrolet Silverado 2500HD Base Married Men Insurance Rate $1,303
  • 2012 Jeep Wrangler Sport Married Women Insurance Rate $1,110

Fort Collins Senior Car Insurance

21517 Fort Collins Seniors (13% of total population), 44% Senior Men & 56% Senior Women.

Fort Collins Timnath-Wellington Evans Mead Colorado
All Seniors $1143 +$159 +$90 +$134 +$433
Senior Men $1152 +$160 +$91 +$135 +$436
Senior Women $1134 +$157 +$89 +$132 +$429

Fort Collins seniors pay $1143 in insurance compared to Timnath-Wellington (+$159), Evans (+$90), Mead (+$134) and Colorado (+$433). In Fort Collins, senior men pay $18 more than senior women.

Fort Collins Car Insurance Discounts for Multiple Vehicles

Fort Collins Population with 1 Vehicle 19259 (31% of Fort Collins population), 2 Vehicles 26148 (41% of the Fort Collins population) and 3 vehicles 10704 (17% of the population)

Fort Collins Berthoud Garden City Ault Colorado
2 Vehicles $1752 +$192 +$1383 +$1041 +$663
3 Vehicles $2674 +$293 +$2111 +$1589 +$1012
4 Vehicles $3596 +$394 +$2839 +$2137 +$1361

Car Insurance Agents in Fort Collins, CO

Rank Agent Name Agent Contact
1 AAA Insurance 3636 S College Ave Unit 2, Fort Collins, CO 80525
2 Alliance Insurance Services 4703a Boardwalk Dr, Fort Collins, CO 80525
3 Barry B Bailey 902 W Drake Rd Unit 5, Fort Collins, CO 80526
4 B&B Agency - Floyd Insurance 143 E Harvard St, Fort Collins, CO 80525
5 Benjamin Morgan 2627 Redwing Rd Ste 260, Fort Collins, CO 80526
6 Ben Parsons 3227 S Timberline Rd Ste A, Fort Collins, CO 80525
7 Bill Cofer 2700 S College Ave Ste B, Fort Collins, CO 80525
8 Bob Sanderson 608 E Harmony Rd Ste 201, Fort Collins, CO 80525
9 Brad Bischoff 1300 Oakridge Dr Ste 100, Fort Collins, CO 80525
10 Brian Mbowe 3307 S College Ave Ste 200-5, Fort Collins, CO 80525

Fort Collins Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Buick, Regal $1,000 $920 $1,420 $860 $1,860 $-440
Chrysler, 300 S $200 $910 $1,110 $830 $1,030 $80
Acura, MDX $500 $910 $1,410 $860 $1,360 $50
GMC, Yukon XL 1500 SLE $300 $890 $1,190 $840 $1,140 $50
Subaru, Outback 3.6R Limited $400 $920 $1,320 $860 $1,260 $60