El Paso, TX Auto Insurance Rates
El Paso, TX residents can save $500 by comparing multiple quotes & reading reviews & research on El Paso car insurance rates, quotes, agents & coverage.
| Lowest | Average | Highest |
|---|---|---|
| $1,050 | $1,254 | $1,513 |
Latest Auto Insurance Reviews in El Paso, Texas
Liberty Mutual
The premium seems very comparable to other plans in the area. The deductible is less than any others that I have had in the past with other companies.
The premium seems very comparable to other plans in the area. The deductible is less than any others that I have had in the past with other companies.
Liberty Mutual
My experience with our car insurance company's customer service is fine. They do what as asked. I just despise the automated prompter. I feel that could be designed better for ones needs. faster connection to a human, less information gathered at first.
My experience with our car insurance company's customer service is fine. They do what as asked. I just despise the automated prompter. I feel that could be designed better for ones needs. faster connection to a human, less information gathered at first.
Usaa
I feel as though we have a higher premium compoared to other companies. However we have great customer service and lots of ease when filing claims and recieving benefits. So I feel as though we get what we pay for,.
I feel as though we have a higher premium compoared to other companies. However we have great customer service and lots of ease when filing claims and recieving benefits. So I feel as though we get what we pay for,.
Progressive
they are super friendly, always polite and always there. Progressive has been very affordable. Progressive has always been helpful with me especially because I have very little experience with insurance.
they are super friendly, always polite and always there. Progressive has been very affordable. Progressive has always been helpful with me especially because I have very little experience with insurance.
Liberty Mutual
I like Liberty Mutual insurance because they have been around for a while. I never hear of any complaints about the company. They are easy to get in touch with and you get to talk to a live human or if you email you get an extremely quick reply.
I like Liberty Mutual insurance because they have been around for a while. I never hear of any complaints about the company. They are easy to get in touch with and you get to talk to a live human or if you email you get an extremely quick reply.
Geico
Since umbrella insurance is typically something that you have to purchase from your auto insurance company, I will list this as something I disliked: Their umbrella policies are too expensive. I wish they were more competitive with other companies.
Since umbrella insurance is typically something that you have to purchase from your auto insurance company, I will list this as something I disliked: Their umbrella policies are too expensive. I wish they were more competitive with other companies.
Geico
I like that it is simple and they never call me, I only call them if I need them, which is not very often. When I do call I always get someone helpful that I feel can understand me and is intelligent.
I like that it is simple and they never call me, I only call them if I need them, which is not very often. When I do call I always get someone helpful that I feel can understand me and is intelligent.
Progressive
Although the service is fast and efficient, getting a hold of my personal agent at times is very difficult. I don't like dealing with random people who happen to answer the phone. I want personalized service from someone LOCAL. This is the one area I feel they could improve.
Although the service is fast and efficient, getting a hold of my personal agent at times is very difficult. I don't like dealing with random people who happen to answer the phone. I want personalized service from someone LOCAL. This is the one area I feel they could improve.
The Hartford
I have yet to be dissatisfied because thankfully I havent needed to use my policy, however, I have heard when making claims, this is not the company you want to be with because they're extremely difficult so I can't really say just yet.
I have yet to be dissatisfied because thankfully I havent needed to use my policy, however, I have heard when making claims, this is not the company you want to be with because they're extremely difficult so I can't really say just yet.
Geico
I only carry bare minimum to be legal and Geico is as good as any other for that purpose
I only carry bare minimum to be legal and Geico is as good as any other for that purpose
Geico
I enjoy the fact that I always speak to a human when I have issues, not a bot or compouter chat. Agents have show genuine concern for me when I file claims and they show interest in fair, speedy compensation.
I enjoy the fact that I always speak to a human when I have issues, not a bot or compouter chat. Agents have show genuine concern for me when I file claims and they show interest in fair, speedy compensation.
Aaa
AAA has offices throughout the area that I can visit in person in addition to being able to access most services online during after hours.
AAA has offices throughout the area that I can visit in person in addition to being able to access most services online during after hours.
Chubb Group Of Insurance, El Paso, TX
$137/1 month
Car Insurance Policy Holder
- Single 18 Years old Male licensed <1 year ago with Own Ford Expedition King Ranch used for Business with estimated annual mileage of 12,001 - 15,000.
- high school education & Part Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $50K (Per Person Bodily Injury) / $100K (Per Accident Bodily Injury)
- 50 K Property Damage
- 100 K Personal Injury Protection
- 30 K Uninsured Motorists Bodily Injury
- 60 K Uninsured Motorists Property Damage
El Paso Car Insurance Rate Comparisons
El Paso, TX's average car insurance of $1254 differs from Canutillo, TX (+$866), Anthony, TX (-$1), Sparks, TX (+$756) and Texas (+$291)
| El Paso | Canutillo, TX | Anthony, TX | Sparks, TX | Texas | |
| Median Insurance Rates | $1254 | +$866 | -$1 | +$756 | +$291 |
El Paso Car Insurance Savings By Neighborhood & Street Area
| El Paso Driver Street Residence & Car Locations | Car Details in El Paso | El Paso Driver Demographics | El Paso Auto Insurance Estimates | Recent El Paso Insurance Savings |
|---|---|---|---|---|
| Del Norte Heights | ||||
| Everwood St | 2007 Ford Fusion I-4 SE | 18 year male teenager | $2,642 | $696 |
| Elmridge Ct | 2005 Buick Century Custom | 46 year married woman | $1,082 | $855 |
| Mission Hills | ||||
| Santa Anita Dr | 2008 Chrysler 300 LX | 60 year senior | $1,284 | $548 |
| Kern Dr | 2008 Mazda MAZDA3 s Grand Touring | 19 year teenager | $2,392 | $699 |
| Prado Verde Addition Number 1 Colonia | ||||
| Canutillo la Union Ave | 2006 Cadillac DTS | 61 year male senior | $1,664 | $354 |
| Camino Pinon Pl | 2009 Jeep Grand Cherokee Laredo | 84 year female senior | $1,065 | $323 |
| Corpus Christi de la Isleta (historical) | ||||
| Ayeta Ln | 2012 Hyundai Sonata GLS | 41 year man | $1,527 | $401 |
| Campana Ct | 2011 Toyota Prius III | 52 year woman | $1,078 | $419 |
| Tigua | ||||
| la Jolla Dr | 2013 Honda Civic LX | 16 year female teenager | $2,041 | $639 |
| Duran Pl | 2014 Volkswagen Jetta S | 45 year married man | $1,446 | $915 |
El Paso Post DUI Car Insurance Rates
| El Paso | Vinton | Anthony | La Union, NM | Texas | |
| Median Post DUI Insurance Rate | $2332 | +$1574 | -$2 | +$718 | +$541 |
| Male Teenager Post DUI Insurance Rate | $5317 | +$3588 | -$5 | +$1637 | +$1233 |
| Female Teenager Post DUI Insurance Rate | $4454 | +$3006 | -$4 | +$1371 | +$1033 |
The Post DUI insurance in El Paso, TX's is $2332 compared to Vinton (+$1574), Anthony (-$2), La Union, NM (+$718) and Texas (+$541)
In El Paso, a male teenager with Post DUI pays $863 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2008 Chrysler 300 LX in El Paso, TX would pay $5040 on auto insurance while a female teenager POST DUI would pay $4222.
El Paso Car Insurance by Segment
El Paso Teenagers Car Insurance Rates Comparison
53899 El Paso Teenagers (8% of total population), 51% Male & 49% Female.
| El Paso | Horizon City | Sparks | Homestead Meadows South | Texas | |
| All Teenagers | $2608 | +$782 | +$1572 | +$1884 | +$605 |
| Male Teenager | $2859 | +$857 | +$1723 | +$2065 | +$663 |
| Female Teenager | $2395 | +$718 | +$1444 | +$1730 | +$555 |
El Paso teenagers pay $2608 in insurance in contrast with Horizon City (+$782), Sparks (+$1572), Homestead Meadows South (+$1884) and Texas (+$605). The difference between Male & Female teenagers in El Paso is $464
Example
- 2011 Lincoln MKZ Base Male Teenager Insurance Rate $2,989
- 2012 Dodge Journey SXT Female Teenager Insurance Rate $2,278
El Paso Men & Women Car Insurance
650778 El Paso Adults (100% of total population), 48% Men & 52% Women.
| El Paso | Homestead Meadows North | Chaparral, NM | El Paso North Central | Texas | |
| All Women | $1203 | +$813 | +$649 | -$32 | +$280 |
| Married Women | $1153 | +$779 | +$622 | -$31 | +$268 |
| All Men | $1617 | +$1092 | +$872 | -$44 | +$376 |
| Married Men | $1529 | +$1033 | +$825 | -$41 | +$355 |
The typical insurance rate of $1617 that El Paso Men pay varies from Homestead Meadows North (+$1092), Chaparral, NM (+$872), El Paso North Central (-$44) and Texas (+$376). In El Paso, married men pay $376 more than married women.
Example
- 2006 Chevrolet Silverado 2500HD Work Truck Married Men Insurance Rate $1,487
- 2014 Kia Sorento LX Married Women Insurance Rate $1,326
El Paso Senior Car Insurance
101448 El Paso Seniors (15% of total population), 42% Senior Men & 58% Senior Women.
| El Paso | El Paso North Central | Homestead Meadows South | Vinton | Texas | |
| All Seniors | $1354 | -$37 | +$978 | +$914 | +$314 |
| Senior Men | $1417 | -$39 | +$1023 | +$956 | +$328 |
| Senior Women | $1316 | -$35 | +$952 | +$889 | +$306 |
El Paso seniors pay $1354 in insurance compared to El Paso North Central (-$37), Homestead Meadows South (+$978), Vinton (+$914) and Texas (+$314). In El Paso, senior men pay $101 more than senior women.
El Paso Car Insurance Discounts for Multiple Vehicles
El Paso Population with 1 Vehicle 74227 (35% of El Paso population), 2 Vehicles 78997 (37% of the El Paso population) and 3 vehicles 30287 (14% of the population)
| El Paso | Westway | Socorro | El Paso North Central | Texas | |
| 2 Vehicles | $2383 | +$1645 | +$1683 | -$65 | +$553 |
| 3 Vehicles | $3637 | +$2511 | +$2569 | -$99 | +$844 |
| 4 Vehicles | $4891 | +$3377 | +$3455 | -$133 | +$1135 |
Car Insurance Agents in El Paso, TX
| Rank | Agent Name | Agent Contact |
|---|---|---|
| 1 | AAA Insurance | 5867 N Mesa St Ste A, El Paso, TX 79912 |
| 2 | Ad Insurance | 6920 Delta Dr Ste 4, El Paso, TX 79905 |
| 3 | Adrian Armijo | 1401 Mcrae Blvd Ste K, El Paso, TX 79925 |
| 4 | Adrian Valenzuela | 11660 Montwood Dr Ste N, El Paso, TX 79936 |
| 5 | Advantage Insurance Agency | 1485 George Dieter Dr Ste 108, El Paso, TX 79936 |
| 6 | Alan Schwartz | 2267 Trawood Dr Ste A1, El Paso, TX 79935 |
| 7 | Alberto Dominguez | 545 E Redd Rd Ste C-1, El Paso, TX 79912 |
| 8 | Alejandro Loya | 3121 Forney Ln Ste A, El Paso, TX 79935 |
| 9 | Alfredo Carrasco | 4110 Rio Bravo St Ste 115, El Paso, TX 79902 |
| 10 | Ali Boureslan | 3616 Mcrae Blvd Ste A, El Paso, TX 79925 |
El Paso Auto Insurance Rates Vary by Deductible
| Low Deductible ($500) | High Deductible ($1000) | |||||
|---|---|---|---|---|---|---|
| Make & Model | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| GMC, Yukon SLT | $400 | $1,230 | $1,630 | $1,140 | $1,540 | $90 |
| Acura, TL | $200 | $1,340 | $1,540 | $1,240 | $1,440 | $100 |
| Ford, Mustang Shelby GT500 | $1,000 | $1,480 | $1,980 | $1,400 | $2,400 | $-420 |
| Buick, Lacrosse Premium II | $300 | $1,210 | $1,510 | $1,130 | $1,430 | $80 |
| Chrysler, 300 S | $100 | $1,360 | $1,460 | $1,270 | $1,370 | $90 |