Concord, CA Auto Insurance Rates

Concord, CA residents can save $530 by comparing multiple quotes & reading reviews & research on Concord car insurance rates, quotes, agents & coverage.

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$901 $1,321 $1,954

Latest Auto Insurance Reviews in Concord, California

My company is a large corporation. They created a partnership with Met Life Home and Auto. The rates we receive are at a discount for the same coverage the "other guy" offers.
Low monthly rates. Do not have rental car coverage, but after having a hit and run due to my uninsured motorist property damage add on at no extra cost, rental car is covered under that policy. I also have property damage liability, bodily injury liability.
State Farm
Customer support is always quick and easy when you have a question or problem.
Mapfre Insurance
I don't like that there are price increases every 6 months, which almost make the discounts obsolete because if they say they'll give a few dollars off for good driving but then majorly increase premium, it doesn't help that much at all!!
Farm Bureau
I dislike needing to call them to tell them something has happened (just because of the stress), but I have no complaints about the overall behavior of the company. Any time I had problems or issues, I could call customer service and get them resolved or explained in a way satisfactory to me.
I did not like the fact that they kept getting my name confused with my mom and my biological dad that I do not have contact with. My insurance rates went up because of their mistake and yet they hardly did anything to adjust it. Every month I went on my account and still saw my biological dads name under my insurance, which I tried to manually remove but was not able to.
I'm put on hold for a pretty long time with customer service, but other than that I've had positive experiences.
State Farm
There is really nothing that I dislike about State Farm Insurance. If there was I would find another company to do business with.
The premium is $1778 every 6 months. This is expensive but the car is 2017 Jaguar XJL that costs over $90K new. I am a longtime Allstate customer so I have not shopped with other companies but assume the cost is comparable. To change insurers would involve 2 other vehicles and the house
Write Your Review | Concord, California Auto Insurance Analysis
Liberty Mutual, Concord, CA
$47/1 month
Car Insurance Policy Holder
  • Single 28 Years old Female licensed 4 years ago with Financed Scion xD used for Commute to Work or School with estimated annual mileage of 3,001 - 5,000.
  • Associate & Freelancer.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 50 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage

Concord Car Insurance Rate Comparisons

Concord, CA's average car insurance of $1321 differs from Shell Ridge, CA (+$1169), Castle Hill, CA (+$1139), Reliez Valley, CA (+$1039) and California (+$498)

Concord Shell Ridge, CA Castle Hill, CA Reliez Valley, CA California
Median Insurance Rates $1321 +$1169 +$1139 +$1039 +$498

Concord Car Insurance Savings By Neighborhood & Street Area

Concord Driver Street Residence & Car Locations Car Details in Concord Concord Driver Demographics Concord Auto Insurance Estimates Recent Concord Insurance Savings
Other Area
Sheffield Pl2008 Ford Fusion SE45 year married man$1,462$776
Orchard Ave2004 Acura TSX Base17 year male teenager$2,799$559
Rock City
Mount Teton Pl2006 Chrysler 300 C32 year woman$1,266$728
Mount Rushmore Pl2005 Buick Rendezvous CXL76 year female senior$1,431$591
Sunny Acres Trailer Park
Whitewood Pl2009 Mazda MAZDASPEED3 Sport64 year senior$1,335$866
Lani Kai Dr2003 Chevrolet Silverado 2500HD Base39 year man$1,579$935
Warmcastle Ct2012 Dodge Journey SXT17 year teenager$3,032$713
Twinflower Ct2007 Jeep Commander Limited16 year female teenager$2,493$931
Colonial Ct2010 Nissan Rogue S50 year married woman$1,175$773
Niagara Ct2012 Lincoln MKZ Base83 year male senior$1,374$856

Concord Post DUI Car Insurance Rates

Concord Antioch-Pittsburg Castle Hill Central Contra Costa California
Median Post DUI Insurance Rate $2457 +$1932 +$2118 +$2174 +$926
Male Teenager Post DUI Insurance Rate $5354 +$4213 +$4619 +$4742 +$2020
Female Teenager Post DUI Insurance Rate $5330 +$4195 +$4598 +$4719 +$2011

The Post DUI insurance in Concord, CA's is $2457 compared to Antioch-Pittsburg (+$1932), Castle Hill (+$2118), Central Contra Costa (+$2174) and California (+$926)

In Concord, a male teenager with Post DUI pays $24 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2006 Chrysler 300 C in Concord, CA would pay $5295 on auto insurance while a female teenager POST DUI would pay $5271.

Concord Car Insurance by Segment

Concord Teenagers Car Insurance Rates Comparison

7294 Concord Teenagers (5% of total population), 54% Male & 46% Female.

Concord Central Contra Costa Reliez Valley Castle Hill California
All Teenagers $2879 +$2549 +$2265 +$2483 +$1086
Male Teenager $2879 +$2549 +$2265 +$2483 +$1086
Female Teenager $2866 +$2537 +$2255 +$2472 +$1081

Concord teenagers pay $2879 in insurance in contrast with Central Contra Costa (+$2549), Reliez Valley (+$2265), Castle Hill (+$2483) and California (+$1086). The difference between Male & Female teenagers in Concord is $13


  • 2014 Volkswagen Jetta S Male Teenager Insurance Rate $2,735
  • 2009 Cadillac DTS Luxury 6-Passenger Female Teenager Insurance Rate $3,202

Concord Men & Women Car Insurance

122683 Concord Adults (100% of total population), 50% Men & 50% Women.

Concord Saranap Pittsburg Central Contra Costa California
All Women $1281 +$1105 +$122 +$1134 +$483
Married Women $1241 +$1071 +$119 +$1099 +$468
All Men $1677 +$1447 +$160 +$1485 +$633
Married Men $1598 +$1378 +$152 +$1414 +$602

The typical insurance rate of $1677 that Concord Men pay varies from Saranap (+$1447), Pittsburg (+$160), Central Contra Costa (+$1485) and California (+$633). In Concord, married men pay $357 more than married women.


  • 2013 Toyota Prius Two Married Men Insurance Rate $1,384
  • 2014 Kia Sorento LX Married Women Insurance Rate $1,410

Concord Senior Car Insurance

20493 Concord Seniors (16% of total population), 44% Senior Men & 56% Senior Women.

Concord Contra Costa County Saranap Castle Hill California
All Seniors $1400 +$274 +$1207 +$1207 +$528
Senior Men $1373 +$270 +$1185 +$1185 +$518
Senior Women $1426 +$280 +$1230 +$1230 +$538

Concord seniors pay $1400 in insurance compared to Contra Costa County (+$274), Saranap (+$1207), Castle Hill (+$1207) and California (+$528). In Concord, senior men pay $53 less than senior women.

Concord Car Insurance Discounts for Multiple Vehicles

Concord Population with 1 Vehicle 15373 (34% of Concord population), 2 Vehicles 16543 (37% of the Concord population) and 3 vehicles 6791 (15% of the population)

Concord Central Contra Costa North Gate Antioch-Pittsburg California
2 Vehicles $2510 +$2221 -$211 +$1974 +$947
3 Vehicles $3831 +$3390 -$322 +$3013 +$1445
4 Vehicles $5152 +$4559 -$433 +$4052 +$1943

Concord Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Honda, Accord EX $500 $1,340 $1,840 $1,220 $1,720 $120
Ford, Transit Connect XLT $400 $1,340 $1,740 $1,240 $1,640 $100
BMW, Z4 35is sDRIVE $1,000 $1,420 $1,920 $1,300 $2,300 $-380
Mercedes, S550 $700 $1,450 $1,950 $1,380 $2,080 $-130
Hyundai, Sonata Limited $200 $1,310 $1,510 $1,250 $1,450 $60