Columbus, GA Auto Insurance Rates

Columbus, GA residents can save $610 by comparing multiple quotes & reading reviews & research on Columbus car insurance rates, quotes, agents & coverage.

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$956 $1,515 $3,151

Latest Auto Insurance Reviews in Columbus, Georgia


Country Financial
I believe they are over priced for what we get. I will be shopping around soon to find out if this is true. I like the peace of mind of full coverage but I would like to see what is offered elsewhere. In some ways I do not fully know how the prices compare.
Mercury
We currently have the same policy coverage with Mercury as we had with State Farm. The good part, though, is that the price is cheaper for the same coverage.
Geico
I think my insurance company offers competitive prices, they are not the cheapest one but I know the cost is better than average.
Progressive
The policy I have with Progressive was easy to attain. I also liked that I could print the new policies from their website so I have proof of insurance right away. Compared to other companies policies, it's very similar in price and coverage.
Geico
Geico has very average offerings, and I really haven't found anything that makes them stand out. Their customer service and claims process is good, and I haven't had any complaints as a policy holder.
State Farm
I have never had a customer service issue with my company. They are always helpful and on top of things. Even when I had an accident they were calling my right away and their first question was "are you ok"
Safe Auto Insurance
I do not like the delay in which the insurance imdenizes the damages and losses of my car, it is very slow to process that type of requirement
Amica Mutual Insurance
I dont mind anyhting about the company honestly. They seem to be professional, give me good prices, and are frieldny to deal with
Geico
I always feel positive about this company overall because I liked the honesty of this company
Geico
The price is at a level I can easily deal with. The people are generally nice and knowledgeable in their field.
Write Your Review | Columbus, Georgia Auto Insurance Analysis
State Farm Auto Insurance, Columbus, GA
$62/1 month
Car Insurance Policy Holder
  • Divorced 77 Years old Male licensed 44 years ago with Own Chevrolet Silverado 1500 Work Truck used for Commute to Work or School with estimated annual mileage of 20,001+.
  • Associate, pursuing Bachelors Degree & Retired.
  • No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 3 people are part of this policy
  • Home and Auto insurance are from difference companies
  • $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 50 K Personal Injury Protection
  • 15 K Uninsured Motorists Bodily Injury
  • 30 K Uninsured Motorists Property Damage

Columbus Car Insurance Rate Comparisons

Columbus, GA's average car insurance of $1515 differs from Smiths Station, AL (-$138), Shiloh, GA (+$1015), Chattahoochee County, GA (+$1305) and Georgia (+$640)

Columbus Smiths Station, AL Shiloh, GA Chattahoochee County, GA Georgia
Median Insurance Rates $1515 -$138 +$1015 +$1305 +$640

Columbus Car Insurance Savings By Neighborhood & Street Area

Columbus Driver Street Residence & Car Locations Car Details in Columbus Columbus Driver Demographics Columbus Auto Insurance Estimates Recent Columbus Insurance Savings
Charter Oaks
Greenridge Dr2007 Buick Rendezvous CXL38 year married man$2,644$513
Thoroughbred Ln2008 Ford Fusion SEL74 year male senior$1,940$723
Midland
Psalmond Rd2005 Cadillac DeVille DTS17 year teenager$4,714$939
Stone Creek Ln2006 Acura TSX Base w/Navi16 year female teenager$4,419$817
Farmington
Parker Dr2011 Hyundai Sonata GLS39 year man$2,354$608
Beaver Ct2007 Chevrolet Silverado 2500HD Work Truck18 year male teenager$4,361$813
Benning Hills
Meloy Dr2013 Honda Civic LX50 year woman$1,349$667
Patton Dr2007 Jeep Grand Cherokee Overland65 year female senior$1,408$446
Autumnridge
Fawndale Dr2010 Mazda Mazda3 s Sport82 year senior$2,123$422
Mellwood Rd2012 Dodge Journey SXT27 year married woman$1,182$725

Columbus Post DUI Car Insurance Rates

Columbus Hamilton Marion County Waverly Hall Georgia
Median Post DUI Insurance Rate $2817 +$2391 +$2558 +$2558 +$1191
Male Teenager Post DUI Insurance Rate $8931 +$7578 +$8108 +$8108 +$3774
Female Teenager Post DUI Insurance Rate $6705 +$5690 +$6088 +$6088 +$2833

The Post DUI insurance in Columbus, GA's is $2817 compared to Hamilton (+$2391), Marion County (+$2558), Waverly Hall (+$2558) and Georgia (+$1191)

In Columbus, a male teenager with Post DUI pays $2226 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2005 Cadillac DeVille DTS in Columbus, GA would pay $10070 on auto insurance while a female teenager POST DUI would pay $7560.

Columbus Car Insurance by Segment

Columbus Teenagers Car Insurance Rates Comparison

15920 Columbus Teenagers (8% of total population), 57% Male & 43% Female.

Columbus Hamilton Crawford, AL Junction City Georgia
All Teenagers $4181 +$3547 +$980 +$3602 +$1766
Male Teenager $4802 +$4074 +$1125 +$4137 +$2029
Female Teenager $3605 +$3059 +$845 +$3106 +$1523

Columbus teenagers pay $4181 in insurance in contrast with Hamilton (+$3547), Crawford, AL (+$980), Junction City (+$3602) and Georgia (+$1766). The difference between Male & Female teenagers in Columbus is $1197

Example

  • 2014 Toyota Prius Two Male Teenager Insurance Rate $4,818
  • 2013 Nissan Rogue S Female Teenager Insurance Rate $3,477

Columbus Men & Women Car Insurance

191278 Columbus Adults (100% of total population), 48% Men & 52% Women.

Columbus Junction City Ladonia, AL Columbus North Georgia
All Women $1408 +$1214 +$386 +$210 +$596
Married Women $1287 +$1110 +$353 +$192 +$544
All Men $2530 +$2179 +$693 +$375 +$1068
Married Men $2302 +$1984 +$631 +$342 +$973

The typical insurance rate of $2530 that Columbus Men pay varies from Junction City (+$2179), Ladonia, AL (+$693), Columbus North (+$375) and Georgia (+$1068). In Columbus, married men pay $1015 more than married women.

Example

  • 2014 Kia Sorento LX Married Men Insurance Rate $2,473
  • 2014 Volkswagen Jetta GLI Married Women Insurance Rate $2,415

Columbus Senior Car Insurance

31416 Columbus Seniors (16% of total population), 40% Senior Men & 60% Senior Women.

Columbus Geneva Columbus North Columbus West Georgia
All Seniors $2030 +$1869 +$301 +$1869 +$857
Senior Men $2166 +$1995 +$322 +$1995 +$915
Senior Women $1924 +$1771 +$285 +$1771 +$812

Columbus seniors pay $2030 in insurance compared to Geneva (+$1869), Columbus North (+$301), Columbus West (+$1869) and Georgia (+$857). In Columbus, senior men pay $242 more than senior women.

Columbus Car Insurance Discounts for Multiple Vehicles

Columbus Population with 1 Vehicle 27025 (37% of Columbus population), 2 Vehicles 26146 (36% of the Columbus population) and 3 vehicles 8065 (11% of the population)

Columbus Waverly Hall Cusseta-Chattahoochee County unified government Geneva Georgia
2 Vehicles $2879 +$2612 +$2612 +$2650 +$1216
3 Vehicles $4394 +$3987 +$3987 +$4045 +$1856
4 Vehicles $5909 +$5362 +$5362 +$5440 +$2496

Columbus Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Toyota, Avalon Limited $1,000 $1,540 $2,040 $1,410 $2,410 $-370
Chevrolet, Avalanche LS $700 $1,510 $2,010 $1,400 $2,100 $-90
Porsche, Panamera 4 $1,500 $1,620 $2,120 $1,520 $3,020 $-900
Infiniti, QX56 $400 $1,500 $1,900 $1,400 $1,800 $100
Lexus, RX 350 $200 $1,650 $1,850 $1,510 $1,710 $140