Boise Hills, ID Auto Insurance Rates

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$1,120 $1,350 $1,950
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Extremely affordable auto insurance, but high median prices in Boise

Boise, Idaho’s capital and most populous city, is America’s fourth least expensive city to buy auto insurance in. The state of Idaho itself is America’s second least expensive state to buy auto insurance, outclassed in this category only by Maine.

The reasons for Boise’s success in this regard could be traced back to better road safety, low crime rates, and enforcement of seat belt rules that recently led to a decline in the accident rate.

The average yearly auto insurance rate in Boise is as low as $812, while Idaho’s is $969. While these numbers are great when compared to the other cities, the high median prices of the best selling cars in Idaho pose a challenge to prospective buyers.

Let us consider the median price and insurance cost of the top selling used cars in Boise by looking at the table below.

Make Model Insurance Average ($) Median Price ($) Insurance %
Chevrolet Silverado 831 28,995 2
Ford F-Series 849 27,995 3
Honda Accord 882 17,450 5
Honda Civic 809 16,886 4
Honda CR-V 987 19,911 4
Nissan Altima 958 15,864 6
Toyota Camry 1,015 15,750 6
Toyota Corolla 791 16,198 4

While the residents of Boise clearly have an advantage when the insurance rates are concerned, the median price of the Silverado is $ 28,995, which is the sixteenth highest in the entire nation.  

The Toyota Corolla has a relatively affordable median price ($16,198), though compared to the Corolla’s median price in Plano ($9,888) and Ann Arbor ($9,995) its median price in Boise seems steep. Boise is the 12th most expensive city to buy the Corolla in.

Let us consider the case of the Honda Civic, which is highly prone to theft in the state of Idaho. Its insurance average is $809, but its median price in $16,886, which is the 21st most expensive price tag carried by this car in the U.S.

Boise Hills Car Insurance Rate Comparisons

Boise Hills, ID's average car insurance of $1350 differs from Robie Creek, ID (-$680), Star, ID (-$508), Ada County, ID (-$530) and Idaho (-$381)

Boise Hills Robie Creek, ID Star, ID Ada County, ID Idaho
Median Insurance Rates $1350 -$680 -$508 -$530 -$381

Boise Hills Car Insurance Savings By Neighborhood & Street Area

Boise Hills Driver Street Residence & Car Locations Car Details in Boise Hills Boise Hills Driver Demographics Boise Hills Auto Insurance Estimates Recent Boise Hills Insurance Savings
E Quarterpath Dr2007 Lincoln MKZ Base52 year married man$2,327$998
W Torrylin St2005 Chrysler 300 Touring50 year married woman$1,212$612
State Hwy 212012 Ford Fiesta SES80 year senior$1,411$449
S Durham Way2011 Jeep Liberty Sport67 year female senior$1,484$594
S Quarterswing Way2008 Lexus IS 250 Base16 year teenager$6,925$310
N Upper Ridge Pl2007 Acura TL \N25 year woman$1,437$714
Seamans Gulch Rd2011 Mazda Tribute i Grand Touring38 year man$2,505$938
W School Ridge Rd2010 GMC Sierra 1500 SL16 year female teenager$5,138$577
E Sandy Point Ln2007 BMW 5 Series 525i61 year male senior$2,019$888
N Sagecrest Pl2012 Hyundai Elantra Limited19 year male teenager$5,329$716

Boise Hills Post DUI Car Insurance Rates

Boise Hills Caldwell Ada County Meridian Idaho
Median Post DUI Insurance Rate $2511 -$823 -$986 -$953 -$709
Male Teenager Post DUI Insurance Rate $9164 -$3000 -$3598 -$3477 -$2588
Female Teenager Post DUI Insurance Rate $8788 -$2877 -$3450 -$3333 -$2481

The Post DUI insurance in Boise Hills, ID's is $2511 compared to Caldwell (-$823), Ada County (-$986), Meridian (-$953) and Idaho (-$709)

In Boise Hills, a male teenager with Post DUI pays $376 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2012 Ford Fiesta SES in Boise Hills, ID would pay $9579 on auto insurance while a female teenager POST DUI would pay $9184.

Boise Hills Car Insurance by Segment

Boise Hills Teenagers Car Insurance Rates Comparison

335 Boise Hills Teenagers (5% of total population), 44% Male & 56% Female.

Boise Hills Nampa Emmett Valley Eagle Idaho
All Teenagers $4846 -$1626 -$969 -$1831 -$1368
Male Teenager $4927 -$1653 -$985 -$1861 -$1391
Female Teenager $4725 -$1586 -$945 -$1785 -$1334

Boise Hills teenagers pay $4846 in insurance in contrast with Nampa (-$1626), Emmett Valley (-$969), Eagle (-$1831) and Idaho (-$1368). The difference between Male & Female teenagers in Boise Hills is $202


  • 2009 Chevrolet Silverado 1500 LT Male Teenager Insurance Rate $5,281
  • 2014 Volkswagen Passat S PZEV Female Teenager Insurance Rate $5,320

Boise Hills Men & Women Car Insurance

5587 Boise Hills Adults (100% of total population), 52% Men & 48% Women.

Boise Hills Emmett Bench Placerville Emmett Idaho
All Women $1147 -$340 -$85 -$102 -$324
Married Women $999 -$296 -$74 -$89 -$282
All Men $2200 -$652 -$163 -$196 -$621
Married Men $1903 -$564 -$141 -$169 -$537

The typical insurance rate of $2200 that Boise Hills Men pay varies from Emmett Bench (-$652), Placerville (-$163), Emmett (-$196) and Idaho (-$621). In Boise Hills, married men pay $904 more than married women.


  • 2013 Toyota Prius Two Married Men Insurance Rate $2,196
  • 2013 Buick Verano Leather Group Married Women Insurance Rate $2,336

Boise Hills Senior Car Insurance

758 Boise Hills Seniors (13% of total population), 55% Senior Men & 45% Senior Women.

Boise Hills Caldwell Garden City Emmett Bench Idaho
All Seniors $1350 -$442 -$430 -$400 -$381
Senior Men $1255 -$411 -$400 -$372 -$354
Senior Women $1552 -$508 -$494 -$460 -$438

Boise Hills seniors pay $1350 in insurance compared to Caldwell (-$442), Garden City (-$430), Emmett Bench (-$400) and Idaho (-$381). In Boise Hills, senior men pay $297 less than senior women.

Boise Hills Car Insurance Discounts for Multiple Vehicles

Boise Hills Population with 1 Vehicle 486 (24% of Boise Hills population), 2 Vehicles 1061 (53% of the Boise Hills population) and 3 vehicles 378 (19% of the population)

Boise Hills Hidden Spring Middleton Idaho City Idaho
2 Vehicles $2565 -$133 -$836 -$1178 -$723
3 Vehicles $3915 -$203 -$1276 -$1798 -$1104
4 Vehicles $5265 -$273 -$1716 -$2418 -$1485

Boise Hills Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Suzuki, Grand Vitara Premium $300 $1,630 $1,930 $1,500 $1,800 $130
Chevrolet, Silverado 1500 LTZ $100 $1,450 $1,550 $1,340 $1,440 $110
Ford, Explorer XLT $400 $1,510 $1,910 $1,420 $1,820 $90
Chevrolet, Avalanche LTZ $1,000 $1,480 $1,980 $1,360 $2,360 $-380
Nissan, Titan S King Cab SWB $200 $1,520 $1,720 $1,420 $1,620 $100

Boise Hills Insurance Rates by Make

Boise Hills Audi Insurance

ModelsInsurance RateSweetDuck ValleyHalfway, ORVale, OR

Boise Hills BMW Insurance

ModelsInsurance RateNew PlymouthAtlantaMcCallJordan Valley, OR
3 series$2240-$350-$670-$830-$2060
5 series$2230-$350-$670-$830-$2050
M series$2820-$440-$850-$1050-$2590

Boise Hills Cadillac Insurance

ModelsInsurance RateCaldwellHagermanGem CountyRichfield

Boise Hills Chevrolet Insurance

ModelsInsurance RateEagleHailey-BellevueLowmanMcCall

Boise Hills Ford Insurance

ModelsInsurance RateMeridianGreenleafEmmettLowman

Boise Hills Honda Insurance

ModelsInsurance RateNampaMiddletonAdams CountyElmore County

Boise Hills Hyundai Insurance

ModelsInsurance RateCascadeWendellSweetJordan Valley, OR

Boise Hills Kia Insurance

ModelsInsurance RateRigginsTwin Falls CountyOwyhee CountyVale, OR

Boise Hills Mazda Insurance

ModelsInsurance RatePayetteMountain Home AFBCastlefordDead Ox Flat, OR

Boise Hills Nissan Insurance

ModelsInsurance RateGarden ValleyIdaho CityHorseshoe BendBanks

Boise Hills Volkswagen Insurance

ModelsInsurance RateFilerGlenns FerryJoseph, ORMalheur County, OR