By: Ishan Mukhopadhyay Aug. 24, 2018

A recent Raltin analysis on car insurance premium rates in Brigham City, Utah, shows that 39-year-old married couples have the largest savings (72.69%) between the 75th and 25th percentile in premium rates, followed by 20-year-old single male applicants who save 67.40%. The survey uses information from the Utah Insurance Department website (www.insurance.utah.gov). The premium types studied are those paid for 6 months and the vehicle selected for the study is a 2016 Toyota Camry XSE. All subjects have a clean driving record and drive an average distance of 3-15 miles per day to work, one way.

The most expensive premium rates starting at $772 are paid by 20-year-old single male drivers and are offered by United Services Auto Association. The most expensive premium rate for this category of drivers is $2,525 and offered by the Metro Group Property and Casualty Insurance Company. The most expensive premium rates start at $772, which is offered by United Services Auto Association to 20-year-old single male drivers. The highest rate among the most expensive premiums is $2,525 and is offered by the Metro Group Property and Casualty Insurance Company to the same cohort. The second most expensive premium rates start at $678 and are offered by the United Services Auto Association to 20-year-old single female drivers.

USAA Casualty Insurance Company offers the cheapest premiums starting at $340 to 66-year-old married couples. In addition, the company reports the second cheapest premium starting at $369 for 39-year-old married couples, followed by a premium rate of $400 for drivers belonging to the same age group, but unmarried.

The following graph compares premium rates across cohorts for Brigham City, Utah.

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The following table compares the car insurance premium rates for key cohorts in Brigham City, Utah. In addition, it lists the names of the companies offering the most expensive, cheapest, and median premiums and the differences between the 75th and 25th percentile.

CohortCheapest Car Insurance Companies in Brigham City, UTMost Expensive Car Insurance Companies in Brigham City, UTMedian Car Insurance Companies in Brigham City, UT25th Percentile of Car Insurance Premiums in Brigham City, UT75th Percentile of Car Insurance Premiums in Brigham City, UTDifference between 25th and 75th Percentiles (in dollars) Difference between 25th and 75th Percentiles (%)
20-year-old single male applicantsUnited Services Auto Association ($772)Metro Group Property & Casualty Insurance Co. ($2,525)GEICO Casualty Co. ($1,318)Auto Owners Insurance Co. ($1,144)United Insurance Co. ($1,915)77167.4
20-year-old single female applicantsUnited Services Auto Association ($678)Metro Group Property & Casualty Insurance Co. ($2,219)Esurance Insurance Co. ($1,230)Auto Owners Insurance Co. ($937)United Insurance Co. ($1,561)62466.6
39-year-old single male/female applicantsUSAA Casualty Insurance Co. ($400)Metro Group Property & Casualty Insurance Co. ($1,050)Mid-Century Insurance Co. ($676)Progressive Direct Insurance Co. ($510)Allstate Fire & Casualty Insurance Co. ($774)26451.76
39-year-old married couplesUSAA Casualty Insurance Co. ($369)Allstate Fire & Casualty Insurance Co. ($1,428)LM General Insurance Co. ($675)Auto Owners Insurance Co. ($465)Safeco Insurance Co. of Illinois ($803)33872.69
66-year-old married couplesUSAA Casualty Insurance Co. ($340)Allstate Fire & Casualty Insurance Co. ($1,173)LM General Insurance Co. ($655)Auto Owners Insurance Co. ($466)Farm Bureau Property & Casualty Insurance Co. ($719)25354.29


ABOUT THE AUTHOR

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Ishan Mukhopadhyay

Ishan has over 5 years of experience as a freelance journalist and a content writer. He graduated from The English and Foreign Languages University and holds a Masters degree from the University of Hyderabad. Apart from the English language, Ishan's other passion is data driven journalism.

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