By: Ishan Mukhopadhyay Jun. 25, 2018

Raltin’s recent analysis of car insurance premium rates for Contra Costa County, California, revealed that consumers can save between $1,221 and $4,299 depending on the companies they choose. The greatest difference between the cheapest and median car insurance prices was for males with one driving ticket and one accident, at $4,299. The cheapest car insurance policy for that cohort was offered by Everest National Company at $1,199, while the median policy comes from Government Employees Insurance Corporation at $5,498.

For this analysis Raltin used data published by the California Department of Insurance report(2018), for automobile insurances. The vehicle chosen was Honda Accord, with a yearly mileage of 12,600-15,000, for the unmarried drivers’ cohorts. For the married cohorts the vehicle chosen was Toyota Prius and Toyota Camry, with a yearly mileage of 9,000-16,000.

Males with no traffic violations: The cheapest car insurance for this segment comes from Everest National Company at $960, while the median offering is from Western General Company at $2,242. The net savings for investing on the cheapest policy, for this cohort is $1,463.

Males with one driving ticket: The median car insurance company for this cohort is Mapfre, with a premium of $3,104. The most expensive one is Infinity at $13,438.

Males with one driving ticket and one accident: The cheapest premium for this cohort is once again offered by Everest National, at $1,199. The most expensive premium is offered by Viking, at $21,922.

Females with no traffic violation: While the cheapest premium for this cohort is the same as with males at $960, the median premium rate is lower by $61, $2,181.

Females with one driving ticket: The cheapest premium for this cohort is offered by Everest National Company at $1,008. The second cheapest one is offered by Metromile, at $1,690. The most national premium rate is offered by Viking, at $6,246.

Females with one driving ticket and one accident: As with most of the cohorts, Everest National Company comes up with the cheapest policy for this cohort also, at $1,199. The savings from the median policy is $3,420.

Married couples with no traffic violations: California Capital offers the cheapest premiu for this cohort, at $2,016. The median premium is offered is offered by United Financial Cas, at $3,516.

Married couples where both have one driving ticket: The cheapest premium rate for his group is offered by Metromile, at $2,590. The most expensive one is offered by Viking at $11,412. The difference between the cheapest and the median policy for them is $1,973.

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CohortCheapest Car Insurance Companies in Contra Costa County, CASecond Cheapest Car Insurance Companies in Contra Costa County, CAMedian Car Insurance Companies in Contra Costa County, CASecond Most Expensive Companies in Contra Costa County, CAMost Expensive Car Insurance Companies in Contra Costa County, CADifference between Cheapest and Median PricesDifference in Price from Most Expensive to Median Prices
Males with no traffic violationsEverest National ($960)Metromile ($1,216)Western General ($2,242)Coast National ($8,738)Infinity ($10,333)$1,463$7,910
Males with 1 driving ticketEverest National ($960)USAA ($1,557)Mapfre ($3,104)Viking ($10,502)Infinity ($13,438)$2,144$10,334
Males with 1 driving ticket and 1 accidentEverest National ($1,199)USAA ($2,473)Government Employees Ins Co ($5,498)Infinity ($20,701)Viking ($21,922)$4,299$16,424
Females with no traffic violationsEverest National ($960)Metromile ($1,303)Safeco ($2,181)Coast National ($4,793)Viking ($6,967)$1,221$4,786
Females with 1 driving ticketEverest National ($1,008)Metromile ($1,690)Mapre ($2,793)Coast National ($5,437)Viking ($6,246)$1,785$3,453
Females with 1 driving ticket and 1 accidentEverest National ($1,199)USAA ($2,612)California Automobile Ins Co ($4,619)Coast National ($8,087)Viking ($12,941)$3,420$8,322
Married couples where both have one driving ticket eachMetromile ($2,590)USAA ($2,614)Financial Indemnity ($4,653)Infinity ($8,357)Viking ($11,412)$1,973$6,759


ABOUT THE AUTHOR

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Ishan Mukhopadhyay

Ishan has over 5 years of experience as a freelance journalist and a content writer. He graduated from The English and Foreign Languages University and holds a Masters degree from the University of Hyderabad. Apart from the English language, Ishan's other passion is data driven journalism.

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