By: Ishan Mukhopadhyay Sept. 13, 2018

Raltin’s recent analysis on car insurance premiums in Wichita, Kansas, found that prices vary between $235 and $999 for the median and cheapest policies. The most significant difference was observed for 16-year-old males ($999). For this analysis, Raltin used data published by the Kansas Insurance Department. The deductible, comprehensive, and collision rates were each evaluated at $1,000; the bodily injury per person and property damage per accident limit was $100,000 each, and the bodily injury per accident limit was $300,000. The 2013 Toyota Camry four-door sedan was chosen for the study.

Geico Choice Insurance Company offers the cheapest premium rate for 16-year-old males at $933 and  Allied Family Insurance Company provides the median rate of $1,116. The cohort of drivers that reports the second highest savings of $904 between the median and cheapest premium rates is 16-year-old females.

For 16-year-old male drivers, the most expensive premium rate is $5,206, which is offered by the Progressive Northwest Insurance Company. The study showed that this population cohort is most likely to be involved in an accident. Nevertheless, buyers can save up to $4,366 by choosing a company with rates less than or equal to the median premium rate of $1,932.

Geico Advantage Insurance Company offers the cheapest premium rates in 5 out of 10 cohorts analyzed in Wichita city. Automobile Club Inter-Insurance Exchange offers the most expensive premium rates in 4 out of 10 cohorts.

The following graph compares the premium rates across companies for Wichita city, Kansas.

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The following table compares the car insurance premium rates for key companies in Wichita Kansas. In addition, the table lists the names of companies included in the study and the differences between the median and cheapest or most expensive rates.

CohortCheapest Car Insurance Companies in Wichita, KSSecond Cheapest Car Insurance Companies in Wichita, KSMedian Car Insurance Companies in Wichita, KSMost Expensive Car Insurance Companies in Wichita, KSSecond Most Expensive Car Insurance Companies in Wichita, KSDifference between the Cheapest and Median PricesDifference in Price between the Most Expensive and Median Prices
16-year-old femalesUpland Mutual Insurance, Inc. ($861)Geico Choice Insurance Company ($967)Nationwide Insurance Company of America ($1,765)Progressive Direct Insurance Company ($5,679)Progressive Northwestern Insurance Company ($4,652)$904$3,914
21-year-old femalesGeico Choice Insurance Company ($331)Geico Advantage Insurance Company ($378)Progressive Northwestern Insurance Company ($805)Standard Fire Insurance Company ($1,405)Esurance Property and Casualty Insurance Company ($1,377)$474$600
35-year-old femalesGeico Advantage Insurance Company ($235)Geico Choice Insurance Company ($268)Upland Mutual Insurance, Inc. ($538)Standard Fire Insurance Company ($988)Automobile Club Inter-Insurance Exchange ($893)$303$450
55-year-old femalesGeico Advantage Insurance Company ($219)Geico Choice Insurance Company ($266)Farmers Insurance Company, Inc. ($457)LM General Insurance Company ($827)Automobile Club Inter-Insurance Exchange ($822)$238$370
70-year-old femalesGeico Advantage Insurance Company ($237)Geico Choice Insurance Company ($269)Shelter Mutual Insurance Company ($475)LM General Insurance Company ($877)Standard Fire Insurance Company ($835)$238$402
16-year-old malesGeico Choice Insurance Company ($933)American Family Insurance Company ($1,116)Allied Property and Casualty Insurance Company ($1,932)Progressive Direct Insurance Company ($6298)Progressive Northwestern Insurance Company ($5,206)$999$4366
21-year-old malesGeico Choice Insurance Company ($335)Geico Advantage Insurance Company ($343)Alliance Indemnity Company ($1,031)Esurance Property and Casualty Insurance Company ($1,813)Automobile Club Inter-Insurance Exchange ($1,774)$696$782
35-year-old malesGeico Advantage Insurance Company ($234)Geico Choice Insurance Company ($282)Upland Mutual Insurance, Inc. ($538)Standard Fire Insurance Company ($1,031)Automobile Club Inter-Insurance Exchange ($893)$304$493
55-year-old malesGeico Advantage Insurance Company ($234)USAA General Indemnity Company ($271)Upland Mutual Insurance, Inc. ($473)LM General Insurance Company ($871)Standard Fire Insurance Company ($830)$239$398
70-year-old malesGeico Advantage Insurance Company ($250)USAA General Indemnity Company ($301)Progressive Northwestern Insurance Company ($485)Standard Fire Insurance Company ($921)Esurance Property and Casualty Insurance Company ($887)$235$436


ABOUT THE AUTHOR

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Ishan Mukhopadhyay

Ishan has over 5 years of experience as a freelance journalist and a content writer. He graduated from The English and Foreign Languages University and holds a Masters degree from the University of Hyderabad. Apart from the English language, Ishan's other passion is data driven journalism.

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